_ _ _ _ _ In the second quarter, the housing accumulation fund operated smoothly, and all operating indicators showed a healthy development trend. The amount of personal loans has increased steadily, the supply of funds has been stable, the utilization rate of funds has continued to decline, and the housing provident fund service has been continuously strengthened and improved. Housing accumulation fund has played an active role in establishing urban housing security system and promoting the healthy development of real estate market.
The amount of housing accumulation fund collected in _ _ was 457 million yuan, and that in _ _ was 3.5 yuan, an increase of 30.6% over the same period in _ _ _. The main reason for the increase in the amount of collection is the overall increase in wages of administrative institutions.
_ _ _ _ _ From June to June 65438, a total of 254 million yuan was withdrawn from the housing accumulation fund, an increase of 5.8% over the same period last year. Among them, the purchase returned 57.84 million yuan, a year-on-year decrease of 57.3%; The loan was 95.93 million yuan, up 41.6% year-on-year; The reason for retiring was 78.74 million yuan, a year-on-year decrease of 0.8%; Mobilize and withdraw 5.64 million yuan; Other extraction14.05 million yuan. On the whole, the total amount of provident fund withdrawal has not changed much. Among them, the decrease in the purchase of houses is mainly caused by the sluggish real estate market, and the number of employees buying houses has decreased. However, due to the adjustment of provident fund policy, owing on the loan increased, making up for the vacancy of the decline in house purchase withdrawal.
Affected by the current changes in the real estate market and the economic downturn, the volume of real estate transactions in our city has declined, and the scale of personal loans for housing provident fund has declined steadily. _ _1-June, 20 1 10,000 yuan, _ _1-June, 249 million yuan of personal housing provident fund loans, a year-on-year decrease of19.28%; _ _ _ year 1087 households were distributed from October to June, and _ _ year10/506 households were distributed from October to June, a year-on-year decrease of 27.82%; By the end of June, the utilization rate of individual housing loans was 665,438+0.13%, which was lower than that at the end of June. As of June, the balance of personal provident fund loans was 2.66 billion yuan, and the balance of personal provident fund loans was 2.748 billion yuan.
Value-added income increased significantly in the second quarter. _ _ In the first half of the year, the business income of housing provident fund was 921.2000 yuan, the business expenditure was 601.3000 yuan, and the value-added income was 85.99 million yuan, up 1.69% year-on-year. The main reason is that the amount of personal loans issued by housing provident fund reached a record high the year before last, and the balance of personal loans increased rapidly. Under the situation of stable loan interest rate, personal loan interest income has increased steadily. In addition, after 1 65438+1October 22nd, March1,May 1 1 and June 28th, the deposit interest rate of individual housing provident fund decreased significantly. Moreover, on the premise of ensuring the normal use of employees' withdrawal and loans, our city has optimized the deposit structure of housing provident fund and implemented stepped storage of time deposits, which greatly improved the value-added income of housing provident fund.
;