1. Withdrawal of post-employment provident fund is as follows:

(1) The unit to which the employee belongs shall issue the extraction certificate;

(2) The applicant carries personal ID card, proof of withdrawal and other supporting materials to the housing provident fund management center for withdrawal business;

(3) The Housing Provident Fund Management Center will make a decision on whether to approve the withdrawal within three days.

2. Legal basis: Article 26 of the Regulations on the Management of Housing Provident Fund.

Workers who have paid housing provident fund can apply for housing provident fund loans to the housing provident fund management center when purchasing, building, renovating or overhauling their own houses.

The housing provident fund management center shall make a decision on whether to grant loans within 15 days from the date of accepting the application, and notify the applicant; Where a loan is granted, the entrusted bank shall go through the loan formalities.

The risk of housing provident fund loans shall be borne by the housing provident fund management center.

2. What are the application conditions for provident fund loans?

The application conditions for provident fund loans are:

1, permanent residence in the town where the loan is located, and valid residence certificate can be provided;

2. The housing provident fund has been continuously paid for more than 6 months before the loan, and the accumulated time of the provident fund deposit cannot be less than 12 months;

3. The self-financing of the first suite reaches more than 30% of the total price of the purchased house, and the first home loan below 90 square meters only needs 20%;

4. The borrower has a legitimate job and a stable income, a fixed salary every month, and a clear intention to repay the loan;

5. Sign a house purchase contract or contract with the house sales office;

6. Meet other conditions stipulated by the trustor and the trustee.