Annual Work Summary of Loan Officers 2022 General Model Papers (6 in total) (1)? It is not easy to be an excellent loan officer, but it is not impossible. It depends on whether you do it or not. How? After nearly 30 years of ups and downs in rural credit cooperatives, from the initial loan officer to the current director of credit cooperatives, we have witnessed the bitterness and difficulty of the majority of loan officers coming and going in the rain. How to be a qualified, competent and excellent person?
? If you learn nothing, you will make up for it. Credit personnel should be high-energy talents who are familiar with policies, understand business, have a sense of responsibility, adhere to principles, and be good at management and management. The party's principles and policies should be implemented by the specific work of credit personnel, and the convenience and benefit of credit cooperatives should be implemented by credit services. With the development of society and the change of situation, knowledge needs to be updated at any time, and some concepts and skills should also keep pace with the times. You can't rely on old experience, you should talk about things, and you should integrate some scientific decisions into credit work. How can we not adapt to the credit work under the new situation without studying hard and improving?
? Second, don't brag and make wishes blindly. Our credit officers have their own operating rules, their own work scope, clients and loan authority, and should strictly carry out their work within their respective functions and powers, and they are their own clients, and we should actively support them; Not your own service object, politely decline; It is within the scope of your own authority, so you should take the initiative to deal with it in time. If approval is required beyond the authority, it is necessary to do a good job in basic work and actively report it. Never make a blind wish, nod your head and pat your chest, go beyond the collective examination and approval organization of credit cooperatives, and cause passive prestige loss to yourself and losses to lenders. Such as: blindly evaluating the transfer of real estate, blindly signing loan agreements, blindly handling notarization procedures, blindly handling mortgage procedures, etc.
? Three commandments of short-term behavior, replay and light collection. In recent years, we have carried out the reform of the wage system and implemented the performance-based wage system with a salary of 10,000 yuan, which has played a positive role in mobilizing the enthusiasm of employees, accelerating the development of credit cooperatives and expanding the scale of credit. All loan officers have an idea in their minds, that is, if they want to earn more wages, they have to charge more interest on loans, and if they want to charge more interest, they have to lend more. Judging from our current implementation, most loan officers can adhere to the premise of safety, speed up the flow of funds and achieve benefits. In the future, we will insist on judging heroes from time to time, refrain from short-term behavior, avoid personal achievements, blindly enlarge the large amount of credit funds, and bring potential risks to credit funds. At the same time, further improve the assessment mechanism, organically combine responsibilities and rights, and ensure that the proposals can be released, recovered and implemented.
Loan officer's annual work summary 2022 general model essay (6 in total) (2)? The year 20xx is coming to an end. In the past year, my work can be described as excellent, which is also the reason why my work performance has increased greatly. This is a reward for my years of hard work and study. I can get full marks for my own work this year because I have tried my best.
? It's been several years since I graduated from college. After graduation, I got a job in a bank. After I got the job again, I was assigned to a bank as a loan officer. At first, I was unfamiliar with my job. Fortunately, I worked hard and got familiar with my business. I finally passed my internship and started my job as a formal loan officer in the bank. Summary of my work in 20xx:
? First, the completion of various work objectives.
? 1, the operation efficiency is obviously enhanced. There are 24 independent accounting credit cooperatives within its jurisdiction, and the loan interest recovery rate reaches XX %；; The loan yield is xx%. The total annual income was xx million yuan, an increase of xxx million yuan or XXX %； over the previous year; Realize a net profit of xxx million yuan and a social surplus. Realized a net profit of xxx million yuan, an increase of xx million yuan year-on-year, an increase of XX %；; Owners' equity reached xx million yuan, of which paid-in capital and capital reserve reached xx million yuan and xx million yuan respectively.
? 2. All deposits grew steadily. At the end of the year, the balance of various deposits exceeded X billion yuan, reaching xxx billion yuan, an increase of xxx billion yuan over the beginning of the year, with an increase of xxx%, completing XX %； of the tasks assigned by superiors; The average monthly balance of deposits reached xx million yuan, accounting for xx% of the distribution plan.
? 3. Credit support for agriculture is strong, and the loan structure is moderate and reasonable. The accumulated loans for the whole year were xx billion yuan, an increase of xx% compared with the beginning of the year, and the balance of various loans at the end of the year was xx billion yuan, an increase of xx billion yuan and an increase of xx% compared with the beginning of the year. Among them, the balance of agricultural loans is xx billion yuan, accounting for xx% of the balance of various loans. Loan-to-deposit ratio xx% at the end of the year.
? 4. Further optimize asset quality. The balance of non-performing loans at the end of the year was xx billion yuan, accounting for xx% of the balance of various loans, down xx percentage points from the beginning of the year. According to the five-level classification of loans, normal loans are xx million yuan, accounting for xx%, attention loans are xx million yuan, accounting for xx%, and non-performing loans are xx million yuan, accounting for xx%. Among them, the subprime loan is xx million yuan, accounting for xx%, the doubtful loan is xx million yuan, accounting for xx%, and the loss loan is xx million yuan, accounting for xx%. Compared with the five-level classification, the four-level classification reduced non-performing loans by xx billion yuan, accounting for xx percentage points. (excluding the central bank bill replacement part)
? Second, the main work measures
? (1) Strengthen the comprehensive management of credit and continuously improve the management level.
? 1, comprehensively push forward the pilot work of five-level classification of loans within its jurisdiction. The five-level classification of loans is a new business. According to the implementation plan of five-level loan classification, the Division carefully organized and quantified the training materials, and trained the directors, class teachers and all loan officers in two phases, with a total of 135 people. In July, in 20 days, 24 credit cooperatives under the jurisdiction of the whole province were inspected for the five-level classification of loans. It meets the working requirements of accurate classification, clear standards and reliable classification;
? 2. Pay attention to the increment of loans and guard against loan risks from the source of credit. In the credit work, strictly implement the loan "three checks" system, loan approval and return visit system. The unit strengthened the review of reported loans, focusing on the transition from empirical review to data analysis. At the same time, strengthen the standardization of loan information reported by grass-roots institutions and the audit of data authenticity, so as to ensure the quality of new loans. During the year, * * * granted a total of xx loans with an amount of xx million yuan, and stopped collecting 0 reported loans with an amount of XX million yuan. At the same time, strengthen the supervision of the recovery rate of expired loans and give early warning regularly, effectively preventing the phenomenon that non-performing loans are cleared first and then increased;
? 3. Increase the frequency of sequential inspection of large loans, track and inspect large loans with an amount of more than X million yuan once every quarter, correct and rectify existing problems in time, inspect xx large loans with an amount of xx million yuan throughout the year, and issue early warning and rectification notices to xx clubs, involving an amount of xx million yuan;
? 4. Pay close attention to the construction of credit team, supervise and study, and organize two training courses for credit personnel with the theme of "credit notification, case presentation and legal education" throughout the year, further improving the comprehensive professional quality of credit personnel. Through one year's study, the knowledge of credit business, the awareness of risk prevention and the level of managing loans according to law have been greatly improved;
? 5. Strengthen the director's sense of responsibility, improve the loan management level of the whole jurisdiction, and standardize credit management according to law. This year, a comprehensive credit check was conducted in Sandun, Linshui, Huajian and Yin Da Credit Cooperatives. The check amount is more than 6,543,800 yuan from the normal loan check of the previous year, regardless of the amount. The inspection has achieved the effect of locking the loan risk, finding out the number of borrowers, standardizing the management of loans and promoting development, which has promoted the development of management.
? 6. Effectively integrate loans in the dehydration industry, adopt a management strategy of giving more and giving less, and pay attention to scale support. In March, the management status of 22 dehydrated vegetable factories supported by the whole jurisdiction was investigated in the early stage, and the management measures for effectively integrating dehydrated vegetable industry loans were put forward. In accordance with the overall plan of moderately reducing the loan scale and steadily supporting development, we focused on supporting xx loans throughout the year with an investment of xx billion yuan, which continued the industrial chain and enhanced the development potential of enterprises.
? (b) Extensive storage and development
? Over the past year, we have always adhered to the principle of "positioning at a high point, overcoming difficulties, supplementing rural areas with cities, and balancing the total amount", and continued to implement "5365438+" in accordance with the general idea of "all employees taking over, consolidating rural areas, infiltrating towns, helping the surrounding areas, encouraging upgrading, and expanding the total amount". Carry out in-depth activities of "entering 20 farmers every day and saving 10 million". At the same time, combined with the re-evaluation of credit rating, do a good job in deposit withdrawal, improve service quality, and ensure the rapid growth of savings deposits. By the end of 20xx65438+February, the balance of savings deposits in the whole jurisdiction was 1 10,000 yuan, an increase of 20,000 yuan over the end of 20xx. Among them, the demand deposit is xx million yuan, an increase of xx million yuan over the end of 20xx; The time deposit is xx million yuan, an increase of xx million yuan over the end of 20xx.
? (3) Strive to support agriculture and create a win-win situation.
? 1. Support local construction and fully support the rapid development of the non-public economy. A total of RMB 0,000 yuan of non-public economic loans were issued throughout the year. Among them, infrastructure loan 1 10,000 yuan and individual merchant loan 1 10,000 yuan promote its scale and rapid development. By extending the tentacles of credit services, it has effectively broadened the credit field and made due contributions to the economic development and farmers' income in our region.
? 2. Change the concept of supporting agriculture and carry out special activities to support agriculture. Over the past year, farmers' microfinance activities have been carried out seriously, taking microfinance, the leading brand of rural credit cooperatives, as the carrier to solve the problem of farmers' loan difficulties. In order to ensure that this activity is solid and effective, we put forward four requirements, namely, firmly establish the concept of serving agriculture, rural areas and farmers and firmly support agriculture; Careful and thoughtful work (the establishment of farmers' files is comprehensive and meticulous; Accurate and detailed credit rating; Carefully examine the distribution of micro-credit loans to farmers; Carefully check and manage loans; Strict and meticulous credit township evaluation); Adhere to the principle of steady development and put an end to rushing headlong into action and negative treatment; Taking the good effect as the standard, asking for benefits from loans to support agriculture has effectively solved the funds needed by farmers for production and life, which has been widely welcomed and praised by farmers.
? 3. While doing a good job in microfinance, adjust the loan investment in a timely manner in view of the characteristic agriculture of some towns and villages in our region. In 20xx, the seed industry accumulated loans of xx million yuan, an increase of xx million yuan year-on-year, and aquaculture loans of xx million yuan, an increase of xx million yuan year-on-year;
? 20xx is a crucial year for rural credit cooperatives in our region to fully realize financial reform and mechanism innovation. It is also an important year for rural credit cooperatives in our region to seize opportunities, forge ahead, operate prudently and develop steadily at a new starting point. Over the past year, the Division has adhered to the overall situation of reform, development and stability, conscientiously studied and implemented the spirit of the work conference of rural credit cooperatives in our region, established Scientific Outlook on Development, firmly established the purpose and direction of serving agriculture, countryside and farmers, firmly established the idea of supporting agriculture, ensuring stability and promoting development, highlighted risk prevention, strengthened supervision and supervision, constantly improved the service level of supporting agriculture, effectively exerted the leverage of credit services, and achieved the business objectives set at the beginning of the year, which is gratifying.
? I want to say that since I have taken part in the work of a bank loan officer, I must do a good job. This is a habit I have developed since I was a child. I should do things seriously. I won't let go if I don't reach the other side of success. As long as you work hard, you won't regret it, and you won't worry about being knocked down by reality.
? Maybe I will be a loan officer for life. If I'm lucky, I may be able to upgrade to a bank manager. If my work is not good, then I have nothing to complain about. I will balance my mind and be content. This is the way to be a man. I firmly believe that as long as I work hard, I will definitely make my own contribution to the development of the bank!
Loan officer's annual work summary 2022 general model essay (6 in total) (3)? I'm a loan officer at xx Branch. I have investigated xxx loan customers, and successfully lent xxx loan, with a loan amount of xx million yuan, all of which are normal loans. The hard course of free credit from scratch. I think I have the following experiences;
? I was really a little timid at first about the position of loan officer. Since I joined the work in 20xx, I need to go to the customer's home every three days to learn about the customer's basic situation and business information, investigate and master the customer's loan purpose and repayment willingness, and analyze the customer's repayment potential. These are really too difficult for me who is not good at communicating with people. For the first month, I have been thinking, what should I do if I release the money? Sometimes I quit my job and think it's better to continue to do my old job.
? After understanding the general mentality of loan officers, the leaders of the sub-branches talked with everyone in time, emancipated their minds and put down their burdens, saying, "If you haven't done it yet, it's not easy to deny yourself. You must gradually like the post of credit. " The patient guidance of the leaders and the description of the development prospects have made everyone gradually emboldened in their work. The ideological worries were eliminated and the whole team began to have vitality. Like everyone else, I was greatly encouraged and made up my mind to learn from scratch.
? Through professional training and self-study, I gradually mastered the microfinance business and operation process.
? Through the vigorous publicity in the early stage of the sub-branch, some customers in need began to come to consult one after another, and I also welcomed the first loan customer. That day, with mixed feelings, another colleague and I took the bus for an hour and a half to xx village. This customer is a farmer, with more than ten years of breeding history, and knows the market very well. At the customer's home, after I had a self-conversation, I began to ask questions item by item according to the investigation order required during training. Because it is the first time to have a "marketing" communication with a customer and I don't know enough about xx industry, I feel very nervous. After asking for less than 20 minutes, the customer suddenly said, "I won't lend, so go, just borrow some money from your bank, just like trying a prisoner." As soon as I saw it, I explained it quickly, but the farmer just didn't cooperate. Helpless, my colleagues and I were disappointed, and the first marketing "abortion".
? On the way back, I recalled the scene over and over again and asked my colleagues how they felt. After analysis, I found the answer: the problem is not the customer, but I can't communicate with the customer at all, and I don't understand the needs and difficulties of the other party, which has caused an embarrassing situation.
? Ask yourself, if you are always so bad at communicating with customers, who will dare to come to me for a loan in the future? No, you must change it and practice from the beginning! From then on, after work every day, I went to the streets with my colleagues to publicize, chat with small businesses and practice speaking about loan business; After work, I also visit relatives and friends, talk about bank micro-loans, and regard them as practical objects. Where there is a will, there is a way. At present, I think my communication skills have been greatly improved. Strive to get out of the road of harvest
? How to integrate bank micro-loans into local economy has become an important breakthrough in the credit work of sub-branches. We know that the development of credit village will be the focus of developing customers in the future. It is our primary task to deeply understand and master the operating conditions and laws of farmers and understand the industry as soon as possible. Find several farmers through relatives and go to the field with colleagues to understand the situation. After a long time, I gradually got used to this kind of work.
? Although my work performance in 20xx is not ideal, I deeply feel that my work cannot be separated from the care and support of the leaders and the credit department team. At the same time, I would also like to thank my family who have always supported my work behind my back. I will strive to be a qualified xx bank loan officer with the professionalism of "caring for everyone".
Loan officer's annual work summary 2022 general model essay (6 articles in total) (4 articles)? Xx years have passed. Looking back on my work experience this year, I really feel a lot.
? In xx, I was seconded from a branch to a provincial bank. In this new group, I have learned a lot of new knowledge, and my vision and business ability have been greatly improved. Here, I want to thank everyone for their help and the leaders for providing me with such a platform.
? There are both connections and differences between secondary branches and provincial branches. Banking is a whole, although the specific division of labor is different, it is still linked. As a grass-roots employee, through this period of work, I have integrated my original work with my present work, fully understood the overall process of the business and better understood the essence of the business. In dealing with the business with secondary banks, I can accurately grasp the needs of secondary banks and provide them with services in time.
? I remember when I first entered the department, I found that the work content and working environment here were very different from my previous unit. I am as confused as a newly graduated college student. Here, thank you for your help. Everyone patiently guided me as a newcomer. I am also familiar with various rules and regulations and business processes from scratch. Gradually, I have a certain understanding of the company's business and found that the work here requires us to stand higher and see farther. I strive to improve my business level, so as to adapt to this new platform.
? In xx years, I mainly did the following specific work: the basic work of the bill group. During this period, I was mainly responsible for making daily discount report, examining and approving discount price and discount amount, reviewing the promised business of "guarantee", assisting the investment banking department to report "dry plan financial management", and daily adjusting and maintaining the cbd system.
Loan officer's annual work summary 2022 general model essay (6 articles in total) (5 articles)? With the end of 20xx approaching quietly, I have been an enterprise account manager for one year. From my initial lack of confidence in business skills to my ability to analyze credit business alone, everything that happened really benefited me a lot. Looking back on this year's work, with the care of bank leaders and the help of all my colleagues, I earnestly studied my business knowledge and skills, actively performed my duties, summed up the shortcomings in my work in time, worked hard to improve my professional quality, successfully completed my personal work tasks, and improved my ideological consciousness, professional quality, operational skills and quality service. The experience and experience of this year are summarized as follows:
? First, the canal is required to be so clear, because there is running water at the source.
? No matter what occupation you are engaged in, you need to keep learning and get fresh "source water" in thought, culture and business. Only in this way can they make continuous progress and keep clear water.
? Facing the position of corporate account manager, I was still a little uncertain at first. It is difficult for me to know the basic situation and business information of customers on the spot, investigate and master the loan purpose and repayment willingness of customers, and analyze the repayment ability of customers. These people only attended the training for a few days. At first, I kept thinking, I made a mistake in my analysis. What should I do if I throw the money out? So I often ask the masters for advice. Communicate your doubts with them, and think and summarize yourself after getting a serious answer. Learning in practice has given me a new understanding of this job and increased my confidence.
? At the same time, I deeply feel my own shortcomings in this respect. It is not enough to learn from practice, but also to supplement your theoretical knowledge. So I actively use my spare time to strengthen the study of financial theory and business knowledge, and constantly enrich myself. Actively participate in all kinds of training provided by banks, integrate all kinds of learning materials issued by banks, apply what they have learned, read financial books in their spare time and refer to successful credit cases.
? Through practical experience accumulation, professional training and self-study, I gradually mastered the loan business and operation process. Professional work ability, comprehensive analysis ability, coordination ability and written language expression ability have been greatly improved.
? Second, based on their own progress, and strive to water the credit.
? I love my job. I can take every task seriously and reflect the country's financial policy flexibly in my work. Seriously abide by the rules and regulations, be able to complete the tasks assigned by the leaders in time and actively carry out business. Looking back on this year, our efforts have finally brought gratifying results.
? 1, unite and observe discipline, and do our best to improve operating efficiency. Over the past year, I have United my colleagues, obeyed the arrangement of the leaders, and actively done my job.
? 2. Strengthen awareness and actively market loans. After coming into contact with the credit work, I constantly strengthened the awareness of loan marketing, broke away from the idea of "being afraid of loans", searched for borrowers with good benefits, took the initiative to do a good job in market research of borrowers on the premise of ensuring the quality of credit assets, and gave credit support to those corporate customers with market and trust.
? 3. Adhere to the principle of credit and do a good job in credit investigation. I know that the quality of credit assets is related to our business development plan, and the responsibility is more important than Mount Tai, so we can't be careless at all. Over the past year, a careful investigation has been made on every loan, from the borrower's subject qualification, credit status, current situation and prospect of production and operation projects, repayment ability, to the guarantor's qualification and guarantee ability, and the legal effect of mortgage and pledge; From inventory inspection, current account use inspection to on-site inspection of houses and equipment; From the calculation of assets and liabilities, the analysis of production, sales and profits to the study of net cash flow of operating projects, the determination of loan risks, and the reasons for lending and not lending, I have carefully investigated every link without any slack. In the pre-loan investigation, I achieved the "three musts", that is, the loan conditions must conform to the policy, the loan documents must be legal originals, the lenders and guarantors must be present to verify and sign, and strangers should be regarded as acquaintances, thus ensuring the compliance and legality of loan issuance.
? Third, the road is long, and I will go up and down.
? The year's work has gradually come to an end, and some achievements can't be achieved without the strong support of CDB leaders. I am well aware that I still have many shortcomings. Through a year of training and training, I have learned a lot of knowledge and the truth of being a man. The road to glory is long, Xiu Yuan, and I'm in the ups and downs.
? In the new year, I will strive to overcome my own shortcomings, study hard, improve my own quality, actively explore, perform my duties and obey the leadership. Be a good employee assistant, work together with all employees Qi Xin, unite as one, and make due contributions to the improvement of our operating efficiency and the completion of various objectives and tasks in the coming year.
? I'm a loan officer at xx Branch. I have investigated xxx loan customers, and successfully lent xxx loan, with a loan amount of xx million yuan, all of which are normal loans. The hard course of free credit from scratch. I think I have the following experiences;
? I was really a little timid at first about the position of loan officer. Since I joined the work in 20xx, I need to go to the customer's home every three days to learn about the customer's basic situation and business information, investigate and master the customer's loan purpose and repayment willingness, and analyze the customer's repayment potential. These are really too difficult for me who is not good at communicating with people. For the first month, I have been thinking, what should I do if I release the money? Sometimes I quit my job and think it's better to continue to do my old job.
? After understanding the general mentality of loan officers, the leaders of the sub-branches talked with everyone in time, emancipated their minds and put down their burdens, saying, "If you haven't done it yet, it's not easy to deny yourself. You must gradually like the post of credit. " The patient guidance of the leaders and the description of the development prospects have made everyone gradually emboldened in their work. The ideological worries were eliminated and the whole team began to have vitality. Like everyone else, I was greatly encouraged and made up my mind to learn from scratch.
? Through professional training and self-study, I gradually mastered the microfinance business and operation process.
? Through the vigorous publicity in the early stage of the sub-branch, some customers in need began to come to consult one after another, and I also welcomed the first loan customer. That day, with mixed feelings, another colleague and I took the bus for an hour and a half to xx village. This customer is a farmer, with more than ten years of breeding history, and knows the market very well. At the customer's home, after I had a self-conversation, I began to ask questions item by item according to the investigation order required during training. Because it is the first time to have a "marketing" communication with a customer and I don't know enough about xx industry, I feel very nervous. After asking for less than 20 minutes, the customer suddenly said, "I won't lend, so go, just borrow some money from your bank, just like trying a prisoner." As soon as I saw it, I explained it quickly, but the farmer just didn't cooperate. Helpless, my colleagues and I were disappointed, and the first marketing "abortion".
? On the way back, I recalled the scene over and over again and asked my colleagues how they felt. After analysis, I found the answer: the problem is not the customer, but I can't communicate with the customer at all, and I don't understand the needs and difficulties of the other party, which has caused an embarrassing situation.
? Ask yourself, if you are always so bad at communicating with customers, who will dare to come to me for a loan in the future? No, you must change it and practice from the beginning! From then on, after work every day, I went to the streets with my colleagues to publicize, chat with small businesses and practice speaking about loan business; After work, I also visit relatives and friends, talk about bank micro-loans, and regard them as practical objects. Where there is a will, there is a way. At present, I think my communication skills have been greatly improved. Strive to get out of the road of harvest
? How to integrate bank micro-loans into local economy has become an important breakthrough in the credit work of sub-branches. We know that the development of credit village will be the focus of developing customers in the future. It is our primary task to deeply understand and master the operating conditions and laws of farmers and understand the industry as soon as possible. Find several farmers through relatives and go to the field with colleagues to understand the situation. After a long time, I gradually got used to this kind of work.
? Although my work performance in 20xx is not ideal, I deeply feel that my work cannot be separated from the care and support of the leaders and the credit department team. At the same time, I would also like to thank my family who have always supported my work behind my back. I will strive to be a qualified xx bank loan officer with the professionalism of "caring for everyone".
Annual Work Summary of Loan Officers 2022 General Model Articles (6 in total) (6 articles)? Time flies, and in a blink of an eye, I finally went through five spring and autumn periods with X Bank. When I was a newcomer, I walked into X Bank with full enthusiasm and good expectations. I have been a front-line teller since I joined the bank. In the inspiring personal loan business experience atmosphere of X Bank, with the help of leaders and friends, I have always strictly stipulated that I should study hard, improve my professional skills, enhance my business ability, work hard in different positions, accumulate more experience, provide satisfactory services to users with increasing confidence, and gradually grow into the business backbone of Xincheng Sub-branch. In the past five years, in your court of X Bank, I finally moved from youth to maturity, and walked on the road of X I chose. I worked hard to be self-disciplined and dedicated, and my pace will become firm and more confident. The work in 20xx years is summarized as follows:
? First, study hard, practice hard, love their jobs and be dedicated.
? At the beginning of entering X Bank, I was assigned to the post of bank teller. It is often said that a teller is a trivial and boring post with endless things to do. I was afraid when I first came into contact, but my unyielding personality determined that I would not compromise. And I started from scratch, my business is unfamiliar and my technology is weak. I often encounter difficulties in dealing with business. A strong sense of hardship makes me silently compete with myself and do what I want. Learn new business and common sense actively and seriously on weekdays, and humbly ask leaders and friends for help if you don't understand. I understand that providing users with high-quality services requires excellent financial expertise and basic operational skills. As the saying goes, industrious people are diligent and leisure people are scarce. To this end, I put forward four requirements for myself, namely: get up early, stay up late, have a rest at noon and play less at ordinary times. Before and after work, I was accompanied by subpoenas, keyboards and paper counting. Learning business and practicing basic skills every day is like a sponge absorbing water.
? Compared with other skills, counting money is my shortcoming. In order to improve the speed and ratio of counting money as soon as possible, I humbly asked the bank experts for the methods and experience of counting money and corrected my imperfect actions. Practice over and over again. Although I am very tired after work every day, I often practice until the evening with my love for X Bank and indomitable spirit. After I got a call from my father, I kept saying that I was doing well and asked her to take care of herself. In fact, only I know how painful I am. In order to adapt to the rules of work as soon as possible, I also go home once a year to reunite with my family and spend the rest of my time studying and working. Many things happen. After a lot of hard training, my overall skills have been greatly improved.