In addition to the well-known ant flower buds and JD.COM white stripes in the market, Suning Financial actually has a very popular product called arbitrary payment, which also belongs to the product of first consumption and then repayment. For some tight partners, the discretionary payment amount is very high, so how can we borrow money? Today we offer several good methods.
1, help with the payment
With the continuous development of internet finance, everyone will choose online payment when shopping. Once you know that your family, colleagues and friends need to buy digital appliances, mobile phones and computers, you can offer to help them place an order in Suning.cn, and then let them transfer money directly to your bank card. This method is the most economical and safest. The only drawback is that not many people will buy things and you may not always know the news.
Step 2 send it by the store
If relatives, friends and acquaintances open a shop in Suning, spend money by swiping the card through the shop, and then pay a certain handling fee, you can get the transfer amount. This way is also safer, so you don't have to worry about being controlled by the wind, but just a reminder, don't trust strange businesses claimed by online advertisements, it's easy to be cheated.
Step 3 sell by hand
Another way to borrow money is to shop on Suning and buy goods that are not easy to depreciate and are easy to sell, such as Apple mobile phones, laptops and cameras. , keep formal invoices and documents, and then transfer them out on second-hand websites such as idle fish. The reduced price is the handling fee. This way is very important, you can borrow money anytime and anywhere. The disadvantage is that you need to verify the buyer's situation and beware of being cheated.
Step 4 borrow money to commit suicide
Why do you say that? Because there is a small "loophole" in Suning's voluntary payment, after the account is issued, the amount of voluntary payment is completely brushed up. After repayment, you can apply for a refund, and the refund will go directly to Suning Yifubao's balance, but this will lead to overdue, account closure and blacklist, so don't try it easily.
The above are several very effective ways for Suning to pay loans at will. If you need cash badly, you can try several ways. Usually, we should use it honestly and repay it on time, which can gradually increase the discretionary amount and help us borrow money better in the future.
Can Suning's willful loan be used in stores? Four common problems are solved together.
Suning has two stages of consumption products: willful payment and willful loan. Many users already know a lot about willful payment. The willful loan is a 20 17 cash loan product, which is specially made for Suning stores. If you need to buy large-scale digital electrical products in Suning stores for holiday promotion, you may wish to consider Suning's willful loan.
1. Can Suning's willful loan be bought in Suning.cn online mall?
No, Suning.cn can only use free payment online, and free loans can only be used for offline stores.
2. What is the minimum consumption amount of Suning's willful loan?
1 0,000 yuan. Only when the purchased goods exceed 1000 yuan can you use the willful loan, and then pay in installments, using the consumption quota in the willful loan, and the withdrawal quota is used for cash withdrawal.
3. When the willful loan is consumed in the store, it indicates that the transaction is risky.
Mainly Suning found that many users went to tx.
Or cheated, choose not to repay, in order to prevent risks, so temporarily unable to use, frozen. Officials say it is still in the adjustment period, which happens from time to time. Try again only after a while.
4. How many issues can I buy online for willful loans?
It can be divided into 24 periods, with a maximum of 2 years.
I suggest that when using discretionary loans, if there is a risk warning, remember to open the location, because Suning will match the shopping location with the current location to prevent users from going to tx.
Suning can't borrow money casually, but that's the way it is!
Online lending has won the favor of many people because of its convenience and quickness. But when you use the online lending platform, you will also encounter many problems. Someone told me that Suning can't borrow money casually. Today, I'm going to tell you what this is like.
Judging from the news, Suning can still borrow any payment. However, some special circumstances may prevent some friends from applying for any payment from Suning. These situations are:
1, the scope of use has changed.
Many friends find that they can't borrow any payment when they shop with Suning's arbitrary payment. The reason why this happens is often because the scope of services paid by Suning has changed. After all, not all businesses and commodities have always supported Suning's discretionary payment. Once the merchant or commodity is not within the service scope of Suning's willful payment, the borrower cannot borrow money to pay the bill.
2. Personal comprehensive credit declined.
As a pure credit loan platform, Suning Renxing Pay attaches great importance to the comprehensive credit of loans and will review the comprehensive credit of borrowers from time to time. If the borrower's comprehensive credit drops sharply and no longer meets the lending standards, then he can't lend. If you want to restore the right to use, everyone should strive to increase their credit, including supplementary information, increasing the frequency of use of Suning Finance and so on.
Generally speaking, only some friends can't borrow Suning's free payment, and it is not permanent. With the further expansion of Suning's service scope and the continuous improvement of the borrower's own credit, friends who can't borrow money will regain the right to use.
Can the money paid by Suning Finance be lent out?
You can borrow money by voluntary payment. Voluntary payment is a credit product under Suning Finance, with a maximum loan of 200,000 yuan, which is a revolving line.