65438+ 10/day, the first medical internet finance summit forum was held in Shanghai. Medical Credit Financial Information Service (Shanghai) Co., Ltd. (hereinafter referred to as "Medical Credit Finance") announced in Shanghai that Medical Credit, a financing platform for financing and wealth management business in the medical industry, was officially launched, which is also the first P2P platform for the medical industry in China.
In the past 20 13, internet finance and medical reform have become two hot topics in society. On the one hand, P2P (Peer-to-Peer Lending), third-party payment, insurance, fund management, e-commerce financing and other different areas of investment and model innovation emerge one after another. On the other hand, the State Council issued "Several Opinions on Promoting the Development of Health Service Industry", which mentioned that the total scale of China's health service industry should reach more than 8 trillion yuan in 2020, and vigorously develop medical undertakings, enterprises, charities, foundations and commercial insurance institutions. We should encourage investment in medical services in various forms, such as capital construction, participation in restructuring, trusteeship and public-private partnership.
Shen, founder and CEO of Medical Credit Finance, said that the investment threshold of "medical loan" is low, and the minimum investment can reach 100 yuan. The operation mode is that the platform first looks for medical industry projects that need funds, and then investors invest in the projects. The interest rate payable by the borrower shall not exceed 4 times of the bank loan interest rate at that time, and the annualized rate of return of investors shall be set at 65,438+00%. It can make medical practitioners with credit get financing quickly, and also open up a new and safe financial management channel for medical practitioners and other people with financial needs.
Shen also said that in order to ensure the safety of funds, "Medical Beauty Loan" entrusted the settlement of funds to a third-party payment company to dispel investors' doubts. He predicted that in 20 14 years, the medical loan transaction volume is expected to exceed 200 million yuan, and two years later, that is, in 20 16 years, the medical loan transaction volume is expected to reach1500 million yuan.