During the loan period, you can't receive survival money and dividends. You can take out the contract and get the business after repayment.

If the insurance loan is repaid at the agreed time, the dividend will not be affected.

Legal analysis Policy loan refers to the money that the insured or the insured borrows from the insurer by virtue of insurance when a certain amount of liability reserve is accumulated under the policy within a certain number of years after the insurance contract takes effect in life insurance with a long insurance period.