I need to be present when applying for a loan. If I really can't be present for some reason, some platforms can do it for me and need a legally binding power of attorney. However, I need to sign the contract on the spot. The contract has legal effect and is related to the subsequent repayment of the loan, so it must be signed by myself when signing the contract. At present, many lending institutions can apply for credit loans online, and some can do it directly without going to the site, but some institutions need to go to the site for face-to-face signing after applying for loans online.

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