Yes, houses with real estate licenses can be mortgaged. \x0d\ mortgage loan process: \x0d\ 1. After the buyer and the seller sign a house purchase contract and pay the down payment, they apply for a loan in the bank. Fill in the loan application form (if married, both husband and wife must come together, and unmarried can come alone), and the center staff will issue a loan commitment letter after examination and approval, which will serve as the basis for the buyers to handle the loan procedures. \x0d\ II。 To receive the receipt of the loan payment voucher of the loan contract with the original ID card, the required process is: acceptance counter (accepting loan application)-safe (handling insurance)-signature counter (signing loan contract)-notarization counter (handling contract notarization)-signature counter (receiving loan contract). \x0d\ III。 After obtaining the loan commitment letter and handling insurance for the mortgaged house, you can sign a loan contract and mortgage contract with the bank with the above information, loan commitment letter, bank savings passbook and savings card to be used for repayment, and go through notarization procedures (if the buyer is married, both husband and wife must come together). If the husband and wife or one of them can't come to sign the contract in person, it is necessary to authorize the other party or a third party to handle the loan-related procedures on their behalf. The power of attorney must be notarized and the trustee has the right to entrust.