Postal savings bank will do.
Users carry postal savings certificates of deposit, originals and photocopies of ID cards, fill in the personal hypothecated loan application form of "China Post Good Loan and Good Repayment" at postal savings outlets that offer loan business, and obtain loans by identifying loan contracts. The minimum loan amount is 1 ,000 yuan, and the maximum loan amount is tentatively set at 1 ,000 yuan. The loan period of postal savings is 1 day to one year, and the interest rate is the benchmark interest rate of the same level stipulated by the People's Bank of China, which is 5.58% for one day to six months and 6. 12% for six months to one year.