Legal analysis: personal loan for buying a car after marriage and personal repayment. This car belongs to the joint property of husband and wife. As long as the car is purchased during the existence of the husband-wife relationship, unless otherwise agreed, it belongs to the joint property of the husband and wife, and the car loan is also the joint debt of the husband and wife. No matter who is repaying the loan, it does not affect the nature of the vehicle.

Legal basis: Article 1062 of the Civil Code of People's Republic of China (PRC), the following property acquired by husband and wife during the marriage relationship is the common property of husband and wife and belongs to them:

(1) Wages, bonuses and remuneration for labor services;

(2) Income from production, operation and investment;

(3) Income from intellectual property rights;

(4) Inherited or donated property, except as provided for in Item 3 of Article 1063 of this Law;

(five) other property that should be owned by * * *.

Husband and wife have equal rights to dispose of the same property.