About 14 days.
When a customer borrows money to buy a car in a 4S shop and submits a loan application to an auto consumption finance company, the other party will immediately review it and complete the examination and approval within one week. After the examination and approval, customers who pass the examination and approval can sign a loan contract, pay the down payment, go through the formalities of vehicle mortgage registration, and then the auto consumption finance company will lend money. This process takes about four or five days.
Second, when will the car loan be lent to the 4s shop after it is passed?
After the auto loan is approved, an organization will make the specific workflow of the loan different and the time is different, but as long as the loan is approved, it is only a matter of time. The specific process will take no more than two weeks at the latest.
Third, it usually takes several days for a car loan bank to lend money to a 4s shop.
Generally speaking, auto loan banks will not spend more than a week lending to 4S stores. Relatively speaking, the car loan review does not take long. As long as the loan information is fully prepared, the lender can wait patiently for the loan and pick up the car after the loan is issued.
Under normal circumstances, when a lender applies for a car loan, the lending institution will review the credit information, income and work information to see whether the lender's credit is good or not and whether it has sufficient repayment ability. If the loan conditions are met, the loan application is naturally no problem.
After the loan is issued, the lender shall repay the loan on time according to the requirements of the loan contract to avoid the influence of overdue credit. At the same time, if the overdue times reach the limit, the lending institution may terminate the loan contract in advance.
General car loans can be repaid in advance. If the lender's economy permits, he can apply for early repayment of the car loan. After paying off the car loan, he must get back the motor vehicle registration certificate in time, and then go to the vehicle management office to go through the formalities of dropping off the car.
Online loan big data can clearly reflect the user's recent application for online loans, whether online loans are repaid on time, and whether identity information is suspicious. You can use credit inquiry tools such as "Beijian Quick Check" to get a detailed risk report.
Extended data:
What if 4s doesn't give the green paper after the car loan is paid off?
After the car loan is paid off, the 4S shop needs to return the user's car green paper and go through the mortgage cancellation procedures.
If the 4S store does not return the green copy, then you can choose to complain to the relevant department.
Generally speaking, after paying off the car loan, users can't get a green copy of the car on the same day. Usually, after a few days, the 4S store will inform the user to go to the store to get the green copy, or the 4S store will send the green copy directly to the user.
Therefore, there is a situation that 4S stores do not give green copies and users can complain directly. This situation will not happen in regular 4S stores.
4. Yes, when will the quota list arrive at the 4s shop?
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