The notice pointed out that according to the requirements of the Provincial Department of Housing and Urban-Rural Development at the work conference on the standardization of housing provident fund personal loan business on July 28, 2020, The municipal provident fund management centers should strictly implement the Notice of the Ministry of Housing and Urban-Rural Development, the Ministry of Finance, the People's Bank of China, and the China Banking Regulatory Commission on Issues Related to Standardizing the Housing Provident Fund Personal Housing Loan Policy (Jian Jin [20 10] 179) and the Notice of the Ministry of Housing and Urban-Rural Development, the Ministry of Finance, and the People's Bank of China on Developing the Housing Provident Fund Personal Housing Loan Business (Jian Jin [2000]
According to the requirements of the Provincial Department of Housing and Construction, combined with the actual situation of Fuyang City, the relevant policies of housing provident fund personal housing loans have been adjusted, including stopping accepting and issuing housing provident fund loans to employees who purchase third and above houses.
In addition, if the paid employees apply for housing provident fund loans for the second time to purchase ordinary self-occupied housing, the down payment ratio shall not be less than 50%, and the loan interest rate shall not be less than 1. 1 times of the individual housing loan interest rate of the first housing provident fund for the same period.