Compulsory loans are all underworld loans, and private transfers to you belong to underworld gangs. The repayment method is commonly known as 714 anti-aircraft guns, which refers to high-interest online loans with a term of 5 days or 7 days. Including high "head-off interest" and "overdue fees". Basically 90% of the 714 anti-aircraft guns are based on the 5-day period. In terms of interest, the annualized interest rate basically exceeds 1500%. There are ways to repay. We can teach you how to return the principal legally and correctly to avoid losses, harassment and other troubles. If necessary, you can consult directly (we can teach you how to return the principal correctly)!

Legal basis:

"Law of the People's Republic of China on Commercial Banks"

Article 34 Commercial banks shall, in accordance with the national economic and social development If necessary, loan business will be carried out under the guidance of national industrial policies.

Article 35 Commercial bank loans shall strictly examine the borrower’s purpose of borrowing, repayment ability, repayment method, etc. Commercial bank loans should implement a system of separation of review and loan and hierarchical review and approval.

Article 36 For commercial bank loans, the borrower shall provide guarantee. Commercial banks should strictly examine the guarantor's repayment ability, the ownership and value of the mortgage and pledged property, and the feasibility of realizing the mortgage and pledge rights. If, after review and evaluation by a commercial bank, it is confirmed that the borrower has good credit and can indeed repay the loan, no guarantee is required.

Article 37 A commercial bank shall enter into a written contract with the borrower for a loan. The contract should stipulate the type of loan, purpose of borrowing, amount, interest rate, repayment period, repayment method, liability for breach of contract and other matters that both parties deem necessary to agree on.

Article 38 Commercial banks shall determine loan interest rates in accordance with the upper and lower limits of loan interest rates stipulated by the People's Bank of China.

Article 39 Commercial bank loans shall comply with the following regulations on asset-liability ratio management:

(1) The capital adequacy ratio shall not be less than 8%;

(2) The ratio of loan balance to deposit balance shall not exceed 75%;

(3) The ratio of current asset balance to current liability balance shall not be less than 75% 25;

(4) The ratio of the loan balance to the same borrower and the capital balance of a commercial bank shall not exceed 10%;

(5) Banking Supervision and Administration of the State Council Other provisions of the institution on the management of asset-liability ratios.

If the asset-liability ratio of a commercial bank established before the enforcement of this Law does not comply with the provisions of the preceding paragraph after the enforcement of this Law, it shall comply with the provisions of the preceding paragraph within a certain period of time. Specific measures shall be prescribed by the State Council.