The supervision of parents in primary and secondary schools is still in place. At this time, parents can generally control their children as long as they tell them the disadvantages of spending money indiscriminately. In primary and secondary schools, parents generally strictly supervise their children. If they need to spend money somewhere, parents will directly help them buy pocket money for their children, and it will not be too much. Therefore, at this stage, children are less likely to apply for campus loans, and parents will be more worry-free.
After going to college, many children go to other cities to study. Without parents around, there is no way to control their supervision After going to college, children's activities are relatively free, and their parents are not around, even in different cities, which is far away. They only go home in winter and summer vacations, just by phone or chat tools. Parents' supervision of children is sometimes difficult to achieve results, and the living expenses given to children are transferred to children at one time, which has no effect on how children spend them. Some students have better self-discipline and won't spend money indiscriminately. As soon as some students have the psychology of comparing with others, they will concentrate on this aspect and want to compare with themselves when they see that other students wear beautiful mobile phones. If they don't have enough funds, they may make campus loans and spend them at will, and finally get themselves into the quagmire of loans.
Therefore, in this case, parents should also take precautions against their children in advance and let them know the harm of campus loans. Campus loans are more harmful, because it is sometimes difficult for children to control their money well, so parents should tell their children this knowledge in advance. If it is necessary to spend money, parents can let their children spend it with their consent. If you have some unnecessary money, tell your children not to borrow money, which will only make them deeply involved, unable to extricate themselves, and even affect their normal study and life, and they will regret it at that time.