Many people have almost spent all their family savings to buy a house. Real estate mortgage loans have always been very popular in the market, but there are relatively few customers. After all, mortgaging a house is also a big deal. , everyone needs to know how to find customers. In fact, many people don’t know very well, how to find customers for real estate mortgage? How to handle the real estate mortgage procedures?
Many people have almost spent all their family savings to buy a house. Real estate mortgage loans have always been very popular in the market, but there are relatively few customers. After all, mortgaging a house is also a big deal. , everyone needs to know how to find customers. In fact, many people don’t know much about it. Let us know how to find customers. So let me introduce how to find customers for real estate mortgage? How to handle the real estate mortgage procedures?
How to find customers for real estate mortgage
1. Real estate agency: Many financing managers will cooperate with real estate agencies. For those customers who want to sell their houses due to capital turnover, the intermediary knows Everything is clear, so as long as an intermediary is willing to recommend, it is relatively easy to obtain customers. After the mortgage is successful, just give the other party an introduction fee.
2. Loan intermediary: If a customer wants to get a housing loan, he or she will usually go to a bank or institution to consult, but most customers will choose to find a reliable intermediary company to help them handle it. After all, housing loans are The process of moving in is still very troublesome. There are professionals who provide one-stop service. So if there is an intermediary company that connects with them, it is normal to provide one or two single rooms to customers every month.
3. Telemarketing: Many institutions that specialize in housing loans will have their own telemarketing lists. In fact, it is a strategy of casting a net to catch fish. Among the many customers who own houses, if they are lucky, they can If you meet a few customers who need housing, you will make money.
How to handle real estate mortgage procedures
1. Apply for real estate mortgage registration;
2. The applicant fills out the "Municipal Real Estate Registration Application Form" and submits materials;
3. The applicant can withdraw the registration before the final review;
4. Handle the preliminary review of real estate mortgage registration (1-2 working days);
5. Window The recipient will issue a receipt list and charge a fee;
6. The recipient will review the registration materials as required, enter the ownership registration information and sign the preliminary review opinions;
7. If On-site inspection is required if necessary;
8. Process the real estate mortgage registration review (1-2 working days);
9. The review personnel review the registration materials as required and check the electronic data and sign the review opinions. If it does not meet the conditions, it will be returned and we will inform you to make up for it at once. If the regulations are still not met, the applicant will be notified of the decision to deny registration or suspend registration (within 7 days);
10. Handle the final review of real estate mortgage registration (1-2 working days), and the final review personnel will review as required Register materials, check electronic data and sign final opinions.
The above is my introduction on how to find customers for real estate mortgage? How to handle the real estate mortgage procedures? We already know how to find customers, but we need to understand clearly that in today's era, it is not easy to find reliable intermediaries. If we want to get a house mortgage loan, we must understand the regulations, the contract and the contents of the contract, and avoid overbearing clauses.