Commercial student loans should require the borrower to provide a guarantee (unless the borrower is a graduate or doctoral student), and the guarantee method can be mortgage, pledge, irrevocable third-party joint liability guarantee or their combination. The commercial student loan guarantee shall comply with the provisions of the Measures for the Administration of Guarantee of Bank of China Co., Ltd. and other relevant measures for the administration of guarantee of Bank of China.

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The above contents are for your reference. Please refer to the actual business regulations.

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