If you apply for a personal loan from China Merchants Bank, the minimum amount is generally 50,000 yuan, and the amount is different for different loan types. If you need to submit relevant information to determine the specific loan amount, you can directly contact the personal loan department of local outlets for consultation.

In addition, the requirements for monthly income are: the proportion of monthly loan expenditure to monthly income should be controlled below 50% (inclusive), and the proportion of monthly debt expenditure to monthly income should be controlled below 55% (inclusive). That is, the monthly loan expenditure shall not exceed the average monthly income, and the monthly debt expenditure shall not exceed 55% of the monthly income. Please refer to the regulations of the local branch for details.