Prove that you have no loan record, and have not handled credit cards or debit cards, including all domestic financial institutions that carry out loan business. You can borrow money.

Overview:

Personal credit information system, also called consumer credit information system, mainly provides personal credit analysis products for consumer credit institutions. With the improvement of customers' requirements, the data of personal credit information system is no longer limited to the traditional operation fields such as credit records, and attention is gradually turned to the business field of providing comprehensive social data services.

Components:

Specifically, personal credit information is divided into three parts. The first part is personal basic information, the second part is credit information, and the third part is non-bank information.

Privacy:

Personal credit information mainly includes three categories. One is identity information, including name, ID number, home address, work unit, etc. Second, loan information, including loan issuing bank, loan amount, loan term, repayment method and actual repayment record. Third, credit card information, including issuing bank, credit line, repayment record, etc.