1, provident fund loan interest rate

The annual interest rate of credit loans with a loan term of less than five years (inclusive) is 2.75%;

The annual interest rate of credit loans over five years is 3.25%.

2. Ordinary loan interest rate

The annual interest rate of credit loans within one year (inclusive) is 4.35%;

The annual interest rate of credit loans from one year to five years (inclusive) is 4.75%;

The annual interest rate of credit loans for more than five years is 4.9%.

The personal credit loan interest rate of rural commercial banks is determined according to the personal credit status, the use of funds, the loan method and the relevant policies of local rural commercial banks. Different loan products have different loan interest rates. Generally, the loan interest rate of rural commercial banks in various places will fluctuate about 0-30% on the benchmark interest rate of the central bank according to the credit situation of lenders.