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Can I get a loan after being in prison?

Legal analysis: Can people who have been released from prison get a loan? As long as they meet the basic conditions for a loan.

Conditions for personal loans:

First, you must be over 25 years old, have full capacity for civil conduct, and have a permanent residence or valid residence certificate in China.

Second, having a fixed occupation or stable economic income can guarantee the ability to repay principal and interest on time.

Third, have a good credit record and no bad credit record.

Fourth, it must be able to provide legal and effective guarantees recognized by banks.

Fifth, other conditions stipulated by the bank.

Legal basis: "Interim Measures for the Administration of Personal Loans" Article 11 Personal loan applications should meet the following conditions:

(1) The borrower is a Chinese citizen with full capacity for civil conduct* **Republic of China citizens or overseas natural persons who comply with relevant national regulations;

(2) The purpose of the loan is clear and legal;

(3) The amount, term and currency of the loan application are reasonable;< /p>

(4) The borrower has the willingness and ability to repay;

(5) The borrower has good credit status and has no major bad credit record;

( 6) Other conditions required by the lender.