Eight reminders for international students to pay attention to when buying a car in the United States

It is unrealistic to buy a car.

Before buying a car, you must think clearly about what you want to buy a car for, the driving time every day, the parking space, and even how many miles you drive every month, and then choose a car according to your own needs.

Never buy a 7-seat SUV or van for a trip of seven or eight people. After all, you can rent a car occasionally when traveling with a group, and there is no need to spend too much money for an occasional activity (of course, if you are a local tyrant, just talk nonsense).

Second, buy a new car by mortgage.

Compared with the old car, the new car has too many benefits. All kinds of advanced functions are fully developed, and there is no need for overhaul within five years. More importantly, many car dealers say they can buy a car by installment or loan. In this way, if you spend 5,000 yuan on a used car for about ten years, you might as well spend 5,000 yuan on a down payment and buy a new car to drive fast.

However, students should measure and compare. After you pay the down payment for a new car, you have to take out hundreds of dollars from your pocket money every month to return the car. Do students who have no income ensure that they have enough pocket money to pay for the bus every month? If they can't pay back in a certain month, they may go to court and even lose their school status.

Three exclusive Japanese cars

Many people in China have anti-Japanese complex and don't want to drive Japanese cars, but when they arrive in the United States, they will find that more than half of the streets are run by Japanese cars. Why?

First, the failure rate of Japanese cars is low; Secondly, it is cheap to maintain; The third is the high residual value of used cars. Think about selling cars after graduation. Who doesn't want to sell them at a higher price?

For the problem that Chinese people are extremely entangled in the thickness of steel plates, Bian Xiao believes that respecting the law is hundreds of times more important than the thickness of steel plates of several millimeters. If 654.38 million Mercedes S550 collides with 40 thousand Toyota TUNDRA, there is no advantage at all, let alone a big truck.

Four-three hybrid cars are more fuel efficient.

Compared horizontally, hybrid cars do save fuel than gasoline cars of the same model, but can't they provide more benefits?

For example, compared with the same model of Toyota Camry le and hybrid LE, the fuel consumption of gasoline power is 25MPG, and that of hybrid power can reach 43MPG, but the difference between them is $3,720. According to the current market oil price, the price difference of No.87 gasoline can be increased by 1 162 gallons. According to this calculation, you have to run 70 thousand miles, and the extra difference can be even. At most, international students go out for a trip during the holidays, with a total of * * * 10000 miles a year and 40,000 miles in four years. Is it cost-effective?

Five people have strengthened their belief in buying a car.

Let me tell you a story first: I wanted to buy a bicycle, but I went to see it, and the asking price was 2500 yuan (unit: RMB, the same below); I was told that it is better to buy a motorcycle, only 4000 yuan, but the value is close to10000; This price is not as good as buying a second-hand car, but choosing a second-hand Jetta costs more than 40 thousand, while the domestic new car costs more than 50 thousand; But more than 50 thousand new cars are too small. Buy a slightly bigger one, more than 80 thousand. You can buy a joint venture car at this price.

However, the price of the joint venture car at this price is greatly reduced. If you don't want to buy it, you can buy a higher-end one, and Passat will do. People also say that buying Passat is not as good as Audi A4, and the low-priced version is about the same price as Passat. What a face! Yes, but there's nothing too bad about low matching. Decisively matched. However, the high allocation is nearly 400,000. Land Rover Aurora only has more than 500,000 after the price reduction. After spending more than 400,000 yuan, do you still care about the 654.38+ million? You're right. ............................................................................................................................................................................

Therefore, if you want to buy a car of any price and style, you must keep your faith and don't be fooled into changing your position. Especially at the dealer, the salesperson will tirelessly recommend the car with the highest profit for him, and it is easy to fall into the trap.

Six SAs, run more dealers.

Dealers, similar to domestic 4S stores, are somewhat different. Besides new cars, American dealers also have used cars. Therefore, whether it is a new car or a used car, you can go to the dealer to buy it. But you can't just be stuck in one dealer.

With more and more people from China pouring into L.A., some dealers set up China sales teams to give China people various discounts. Overseas students who are far away from the Chinese area may wish to go to the dealers in the Chinese area and compare whose car is cheaper.

Seven people asked the owner to buy a car.

Compared with dealers, it is more economical to buy a car directly from the owner, which can be about 1000 dollars cheaper than dealers. But there are risks. If you buy an accident car or have frequent breakdowns, it will be more troublesome without after-sales protection.

How to choose insurance

After buying a car, you should do two things immediately: the first thing is to go to the vehicle management office to handle the transfer formalities, and the second thing is to go to the insurance company to buy insurance. If you buy a car at a dealer, these two steps can be omitted.

After completing the transfer formalities at the vehicle management office, you will receive a temporary owner's license, and the official owner's license will be sent to your address within 2 to 4 weeks. Then take this temporary owner's license and ask an insurance broker to buy insurance.

Regarding insurance, you also need to do your homework in advance, or ask seniors to introduce insurance brokers. Usually, the younger you are, the higher the premium will be, so don't worry about why the senior's premium will be lower than yours. After completing the insurance formalities, there will be a temporary policy, and a formal policy will be received within 2 to 4 weeks, as well as an insurance card.

What needs to be reminded here is that you need to put the insurance card in the car. In case the police check the car, you should also give it to the police.

Finally, I wish all students can buy their own satisfactory cars.