1, compare the current house price with the past.
There are always some people who like to compare the current house price with the past house price, but in the end they can only watch the house price go from thousands to tens of thousands, and the total price of a house has risen by hundreds of thousands. The Bianxiao Institute of International Studies believes that if you can't buy a house because of this, it's not worth the candle. House prices have been rising in recent years, and so has your income. In the past, the housing price was low, the income level was low and the loan threshold was high. Comparatively speaking, buying a house before was not much easier than now.
2, you must have a discount to buy.
When the house is not easy to sell, developers often have promotional activities and take the initiative to attract buyers by way of discount promotion. Many property buyers know this situation and like to ask developers to make concessions. However, in a good market situation, developers' houses sell well, which may not give buyers discounts or other concessions. If buyers insist on waiting for a discount, they may miss the best time to buy a house. It may not be worthwhile in the end.
Save enough money to buy a house.
I believe that up to now, many people still feel that the money is used to repay the loan, and every day after that, they are burdened with pressure, and their hearts are so sad. In fact, buying a house is not as stressful as expected. Generally, it will be hard in the first two or three years, but as wages rise and the currency depreciates, the monthly supply pressure will become smaller and smaller. Moreover, house prices are rising year by year, and no one can guarantee that the money they have saved will not depreciate day by day.
4. Invest in buying a house and follow suit.
Buying up and killing down is the inertia thinking of many people now. Some speculators who don't understand the market prefer to follow the trend blindly according to the decisions of most buyers in the market, but when everyone buys crazily, it often means that there is no profit after removing costs, procedures and labor costs in a short time. Even if you plan to hold it for a long time, as an investor, you should remain calm.
5, always want to be in place in one step
At the current housing price in Zhengzhou, buy a house of about 130 square meters, with a total price of 200W+. According to the 30% down payment, the down payment should be at least 700 thousand. Such an amount is not realistic for ordinary buyers who want to reach the goal in one step. Bian Xiao Chatroom also suggested that buyers should make psychological orientation according to their actual situation. Don't always ask for one step at a time, relax your mind and consider the situation in the last five years. It may be more practical to buy a small apartment first. Family members have increased and accumulated certain economic strength, so it is better to replace improved housing.
Bian Xiao reminded that if you want to choose a good house, these five wrong buying mentality are unacceptable!
(The above answers were published on 20 16- 12-08. Please refer to the actual situation for the current purchase policy. )
Sohu Focus provides you with comprehensive information on new houses, second-hand houses, renting houses and home improvement.