This may be a business support loan for laid-off workers, provided that they have a work permit, business license, tax payment certificate, etc. And it is a loan entrusted by the bank after the specific examination of labor and social security. Our labor bureau entrusted CCB with a loan. The loan period is two years and the loan amount is 20,000-50,000 yuan. Two years interest-free.

With this kind of loan, you need to go to your local labor department, provided that you are qualified.

2. Can I get a loan for half a year with a business license?

1. Do you have a business license to lend for half a year?

1, the business license is generally not available for half a year. Because it takes at least one year to apply for a loan for a business license. Therefore, if the enterprise has a full year, it is difficult to apply for a loan.

2. Law. Article 11

Personal loan application shall meet the following conditions:

(a) the borrower is a citizen of People's Republic of China (PRC) or an overseas natural person who meets the relevant provisions of the state;

(2) The purpose of the loan is clear and legal;

(3) The amount, duration and currency of the loan application are reasonable;

(4) The borrower has the willingness and ability to repay;

(5) The borrower's credit status is good and there is no significant bad credit record;

(6) Other conditions required by the lender.

2. What are the requirements for a business license loan?

The condition of business license loan is that the project it operates needs more than one year and has a business license audited by the industrial and commercial department.

In addition, the person applying for the loan must be at least 18 years old, have sufficient repayment ability, provide the running water of the bank for nearly half a year, and have good personal credit.

If the loan is insured or mortgaged. In addition, you need an ID card, marriage certificate and address to get a business license.

3. Do bank loans and business licenses take more than one year?

Usually you need to register for one year and provide your ID card, household registration book, marriage certificate, business license and tax registration certificate.

If you apply for a mortgage loan, the value of the collateral is the most important, and the general loan amount is 6 ~ 8 times the value of the collateral. Banks generally only accept real estate as collateral. If your collateral is goods, it usually needs to be handled through a guarantee company. Secondly, it is a reasonable explanation of the source of repayment, such as your monthly operating flow. If you apply for a credit loan, the daily operation of your business is the most important. You can provide the bank running water as proof, and it would be better if you could provide the tax payment certificate. The average bank can only provide you with 1/3 traffic every month. Secondly, your asset information will improve the success rate of the loan. 4. Can I get a loan for half a year with a business license?

1. Can I get a loan with a half-year business license? 1. Half-year business license is generally impossible to lend. Because it takes at least one year to apply for a loan for a business license. Therefore, if the registered business license of an enterprise is less than one year, it is difficult to apply for a loan. 2. Legal basis: Interim Measures for the Administration of Personal Loans. Article 11 An individual loan application shall meet the following conditions: (1) The borrower is a People's Republic of China (PRC) citizen with full capacity for civil conduct or an overseas natural person who meets the relevant provisions of the state; (2) The purpose of the loan is clear and legal; (3) The amount, duration and currency of the loan application are reasonable; (4) The borrower has the willingness and ability to repay; (5) The borrower's credit status is good and there is no significant bad credit record; (6) Other conditions required by the lender. 2. What are the requirements for a business license loan? The condition of business license loan is that the project it operates needs more than one year and has a business license audited by the industrial and commercial department. In addition, the person applying for the loan must be at least 18 years old, have sufficient repayment ability, provide the running water of the bank for nearly half a year, and have good personal credit. If the loan amount is too large, it is necessary to provide guarantee or mortgage. In addition, to apply for a loan with a business license, in addition to the business license, you also need an ID card, marriage certificate and address.