Does WeChat Jinke apply for credit reporting?
Wechat Jinke cannot obtain credit information, but the lender of its loan products will obtain credit information. If you are very concerned about credit reporting, you must think carefully when applying for a loan. Don't lend money without an emergency. ?
Wechat Jinke is a financial technology company, and it has no right to lend money or inquire about the credit qualification. However, the microfinance companies and cooperative financial institutions under Weixin Jinke are eligible. The lenders of Weixin Jinke mainly include Shanghai Jing 'an Weixin Microfinance Co., Ltd., Shanghai COSCO Shipping Microfinance Co., Ltd., Chengdu Weishi Microfinance Co., Ltd., Qingdao Shibei Weixin Microfinance Co., Ltd. and other microfinance companies.
These companies are regular licensed financial companies, not only will they not collect credit at the meeting, but they will also leave records on their applications. The loan company needs to review the borrower's credit information before lending. After applying for a loan and inquiring about the borrower's credit information, they will leave a credit information record for loan approval.
Therefore, the loan products of WeChat Jinke were collected at the meeting. If you are very concerned about credit reporting, you must think carefully when applying for a loan. Don't lend money without an emergency.