Ping An policy loan is a loan obtained by using a valid mortgage policy as collateral. It is understood that the amount of Ping An policy loan can reach 80% of the cash value of the policy at that time, and the borrower can obtain a certain amount of loan in this way for capital turnover. The following small series of a lender mainly introduces the latest interest rate and application conditions of the loan.

Notes on Ping An Policy Loan Application

1, processing time

Ping An policy loan shall be accepted within the validity period of the policy;

2. Application conditions

The applicant must be the applicant and can provide a valid mortgage policy within the validity period of the contract as collateral.

3. Application materials

When the applicant and the insured are the same person, the materials to be prepared include the insurance contract, the applicant's ID card and the applicant's current settlement account; When the applicant and the insured are not the same person, in addition to the above information, the identity card of the insured is also required.

Ping an policy loan interest rate

Ping An policy loan has different loan interest rates for different types of policies, and the specific interest rate depends on the type of policies.