1, yes. When parents give their children mortgage to buy a house, they can only register their children's names on the property ownership certificate, and the parents are the repayers. When handling mortgage loan procedures, the purchaser writes the children's names in the purchase contract, and the lender writes the parents' names in the loan contract. If you buy a house in the name of a minor child, you can't apply for a loan from the bank. If you want to buy a house in the name of your child, you need to buy it in full, or you need your child's parents and children to act as buyers together, and then notarize the repayment for your child and bear joint and several repayment responsibilities, so that parents can apply for a mortgage in the bank. 3. If the child is a minor, you can't write your son's name on the real estate license, because the minor can't repay the debt and can't be used as a debtor; If the child is an adult, use the father's housing provident fund loan to buy a house for his son. You can't just write your son's name on the real estate license. If you only write your son's name, you will not meet the conditions for using your father's housing provident fund. Because provident fund loans stipulate that provident fund loans refer to loans enjoyed by employees who pay housing provident fund, not loans enjoyed by employees' families. Only when the child is an adult and the name of the father and son is written on the real estate license can it meet the basic conditions for using the provident fund housing loan. The formalities to be handled include: father, his spouse (if his parents are divorced, the current father's legal wife is the spouse), his son's ID card, (if his son is married, his daughter-in-law's ID card is required), his work income certificate, his spouse's and son's household registration book (if his son is married, his daughter-in-law's household registration book is required), and his son's marriage certificate and other information required by the provident fund center are based on the Civil Code/kloc-. (2) Income from production, operation and investment; (3) Income from intellectual property rights; (4) Inherited or donated property, except as provided for in Item 3 of Article 1063 of this Law; (five) other property that should be owned by * * *. Husband and wife have equal rights to dispose of the same property.

2. Can parents write their children's names when they borrow money to buy a house?

1, yes. Parents give their children mortgage to buy a house, which can be a house, and parents are borrowers.

In the housing contract, the purchaser writes the children's names, and in the loan contract, the lender writes the parents' names.

If you buy a house in the name of a minor child, you can't apply for a loan from the bank. If you want to buy a house in the name of your child, you should either buy it in full, or you need your child's parents and children to act as buyers together, and then notarize the repayment for your child, and share the repayment responsibility with Wu Tong, so that parents can apply for a mortgage in the bank.

3. If the child is a minor, you can't write your son's name on the real estate license, because the minor can't repay the debt and can't be used as a debtor; If the child is an adult, using the father's housing provident fund loan to buy a house for his son, the real estate license can not only write the word "son", which does not meet the conditions for using the father's housing provident fund. Because provident fund loans stipulate that provident fund loans refer to loans enjoyed by employees who pay housing provident fund, not loans enjoyed by employees' families. Only when the child is an adult and the name of the father and son is written on the real estate license can it meet the basic conditions for using the provident fund housing loan. The required procedures are: the father and the father's spouse attack each other (if the parents are divorced, the current father's legal wife is the spouse), the son's ID card (if the son is married, the daughter-in-law's ID card is also needed), the father, the father's Zen or pro-spouse, and the son's household registration book (if the son is married, the father's work income certificate and the father's marriage certificate are also required)

legal ground

Article 1062 of the Civil Code

_ The following property acquired by husband and wife during the marriage relationship is the common property of husband and wife and belongs to them:

(1) Wages, bonuses and remuneration for labor services;

(2) Income from production, operation and investment;

(3) Income from intellectual property rights;

(four) except as stipulated in the third paragraph of article sixty-third;

(five) other property that should be owned by * * *.

Husband and wife have equal rights to dispose of the same property.

3. Can parents only write their children's names when handling the housing loan real estate license?

1. If you bought it in the name of your parents, you can't directly apply for the children's real estate license;

2. After the real estate license of parents' names can be done, parents can give it to their children.

3. The materials to be submitted for notarization of gifts are as follows:

(1), donor ID card and household registration book Note: If the donor is married, both husband and wife should bring their marriage certificate, ID card and household registration book. If you are unmarried, you should bring your ID card, household registration book and single certificate.

(2) The donee carries the ID card and household registration book. If the donee is a minor, he shall be represented by his legal guardian.

(3), housing property certificate, land certificate.

(4) Gift contract.

(5) Gifts from both parties to the notary office.

4. Can I provide my parents with a bank card when I buy a house with a loan?

Buying a house can provide tap water for parents! Many times, the income of young people at the beginning of their work is not so high, and twice the monthly payment can't meet their income. However, the family wants to buy a house for their children for future marriage. When handling loans, banks usually ask parents to provide their parents' bank running water as the same repayment person for relay loans. At present, many banks will require lenders to increase the number of borrowers (such as parents) according to their income, occupation, credit information and marital status, so as to ensure that lenders can repay their loans normally!