The bank may require a "declaration of no spouse". If the borrower intentionally conceals or falsely reports personal information, once it is discovered, it will be disqualified or forced to recover the loan in advance, and then it may be required to repay the loan in advance and recover the loan.

Because according to the time and date of remarriage registration, the debt borrowed in marriage belongs to the joint debt of husband and wife, and the husband and wife jointly repay the debt. The certificate provided is false, and the bank has the right to require both husband and wife to return it together.

If the loan is necessary, it is recommended that both parties negotiate, not to mention that the mortgage is also your personal property, and the possible loss to the woman will not be great.