1. Fill in the applicant's family contact information and the guarantor's family contact information;

2. Submit a copy of ID card and job confirmation, and find a guarantor with a copy of ID card and our production materials;

3. Submit it to the lending institution for review, and the institution will verify the accuracy of the information;

4. If the approval is successful, go to the bank and sign a loan agreement with the applicant and guarantor;

5. Lending institutions lend money.

legal ground

Article 12 of the Interim Measures for the Administration of Personal Loans

The lender shall require the borrower to apply for a personal loan in writing, and require the borrower to provide relevant information that can prove that it meets the loan conditions.

Article 13

After accepting the borrower's loan application, the lender shall fulfill the obligation of due diligence, investigate and verify the authenticity, accuracy and completeness of the personal loan application content and related information, and form an investigation and evaluation opinion.