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Does it matter if a retired soldier goes to get a loan and his wife has a history of drug abuse?
I will.

When making a general loan, your spouse applies for a loan according to the conditions of real estate. If you apply for a loan, the bank will ask you to repay your current loan before you can apply for a loan. When we apply for a private mortgage loan, the other half of the debt exceeds the loan amount, and the funder will consider whether you have the risk of repaying the loan with the loan, so we refuse to handle it.

Resident identity card. Measures for the management of military housing provident fund loans, in accordance with the proportion of housing provident fund loans stipulated by the state, and then you will need your salary certificate when lending. You can apply for a discount loan for small businesses in the civil affairs department. Only your deposit account in the bank can buy a house, but the conditions of first-hand housing and second-hand housing are still different. Is the way to mortgage.