Whether you are a local or a foreigner. The key is whether you have a local tax payment certificate or something. Generally, the application conditions for enterprise credit loans are as follows. You can judge by comparison. The specific conditions should be determined according to your specific situation-(1) The application conditions for enterprise credit loans: (2) The enterprise has been established for more than three years; (3) The amount invoiced in the last six months is 6.5438+0.5 million; (4) Having a fixed business place; (5) The enterprise is in good financial condition. (The enterprises in enterprise credit loans here generally refer to small and medium-sized enterprises). (6 1) Remember to apply for a loan at the local branch of the People's Bank of China. If you need to apply for a corporate loan, we recommend the "owner-assisted loan" launched by Easy Loan China. The legal representative of the enterprise or the shareholders of the enterprise may use the real estate in the name of individuals or others to apply for loans from institutions to supplement the working capital of the enterprise and other legally designated purposes. Amount: 5000- 1, 000,000 yuan Application address:/activity/product/ownerloan-zimogan.html General application conditions and application materials for business owners are as follows:-1. The owner (1) is under 60 years old (inclusive) and is located at the loan bank. (2) Obtaining a personal credit rating above Grade A in China Industrial and Commercial Bank; (3) The borrower and its business entities have good credit records and repayment willingness, and have no record of default in financial institutions such as China Industrial and Commercial Bank; (four) a stable source of income and the ability to repay the principal and interest of the loan in full and on time; (5) Being able to provide legal, effective and reliable pledge, mortgage and guarantee recognized by the bank; (6) Having more than one year's work experience and good work record in the business field, and the business term is in principle more than one year (including one year); (7) Opening a personal settlement account in China Industrial and Commercial Bank; (8) Good operating conditions and stable cash flow; (9) The product has market, benefit and good business prospect; (10) The business entities (including individual industrial and commercial households, sole proprietorships and partnerships) owned by the borrower and spouse have no financing in the bank; 2. Employer's employment-related loan application materials (1): original and photocopy of valid identity documents and marriage relationship certificates of the borrower and spouse; (2) Local permanent residence or local long-term residence certificate of the borrower and spouse; (3) Production and business operation license, if it is a licensed operation, the original and photocopy of the business license of the relevant administrative department shall be provided; (4) the tax payment certificate of production and business activities; (5) Proof of the borrower's spouse's commitment to repayment; (6) The borrower's pledge certificate, the list of mortgaged (pledged) goods, the ownership certificate required to obtain the amount of mortgaged (pledged) loans, and the written documents of some people agreeing to mortgage (pledged) the owner and property; If the above application conditions are difficult to meet and money is urgently needed, try-(1) online fast application channel-to quickly solve the financial problems of SMEs and individuals. Amount: 0.5-50,000 yuan. Fill in the application address: /QuickLoan/index.jsp? Dashi=zimogan (2) Elite Easy Loan-a personal credit loan granted to senior managers of enterprises or companies, with a maximum loan amount of 500,000. Amount: 500,000-500,000. Address of application form:/activity/product/elite-zimogan.html.