The credit information is not very good. Is the Industrial Bank's consumer loan good?
Industrial Bank's consumer loans do not require high qualifications for borrowers, but one of them is that there is no overdue record for personal credit information. Therefore, it is still difficult for users with poor credit information to apply for consumer loans in Industrial Bank, but it is not impossible to apply for loans.
1. Become a VIP customer of the bank.
The reason why banks should examine personal credit reports is mainly to examine the credibility of borrowers. The better the borrower's credit, the less the risk of bank loans. If the borrower's credit is not good, he can find ways to become a VIP customer of the bank and increase his credit value in the bank.
There are many ways to become a VIP customer of a bank. For example, you can become a VIP customer by saving regularly in a bank and saving a large sum of money every month for more than 6 months. You can also handle some funds, wealth management products or insurance in the bank, and you can also become a high-quality customer of the bank.
2. Apply for a credit card consumption loan
If the borrower holds the Industrial Bank credit card, he can also apply for a credit card loan directly. Although credit card loans also depend on credit information, it is more important to look at the cardholder's card use. As long as the cardholder has always maintained a good impression of using the card, the probability of applying for a credit card loan is still relatively large.
The above is "Is credit reporting bad? Is the Industrial Bank's consumer loan good? "I hope I can help you!