Mortgage loan process of rural self-built houses:
1. Submit a loan application. The borrower prepares the required information, submits the loan application, fills in the information as required, and submits it to the bank for review.
2. Bank audit. After receiving the borrower's loan application, the bank examines the application materials to verify whether it is true. After the audit is completed, the bank will give the audit results. If it passes, go to the bank to go through the formalities. If it fails, it will tell the specific reason.
3. sign the contract. After receiving the notice from the bank, go to the bank with relevant information, discuss the relevant contents with the bank, and you can sign a loan contract.
4. Go through the mortgage formalities. After the loan contract is signed, the applicant needs to go through the formalities of rural housing mortgage loan and loan insurance.
5. Bank loans. After the formalities are completed, the bank will release the loan to the designated account on the agreed date, and the applicant only needs to repay it on time.
I want to ask what to do with the mortgage loan for self-built houses.
1. Owners of self-built houses submit loan application materials to lending institutions.
2. The lending institution shall examine and approve the loan application materials submitted by the owners.
3. Sign a mortgage loan contract for self-built houses after approval.
4. The owner of the self-built house shall register the mortgage of the self-built house.
5. Lending institutions lend money.