I won't go to jail for such a problem. Here, I need to tell you clearly that expired credit cards are only part of this credit card economic dispute and will not send you to prison.

Therefore, there is no need to worry about such a problem. However, many people on the Internet say that the credit card will face this kind of criminal responsibility after it expires, but this is not credible, because your criminal responsibility needs to be seriously investigated by the court and the administrative department. After investigation and evidence collection, it can finally be qualitative.

If you use this credit card normally and can't repay your debts, then this is just a credit card economic dispute. However, if it appears.

In this case, such as credit card fraud, please use this false material to apply for a high credit card. There are also many acts of cashing out this credit card and other illegal acts. You need to face it correctly, and serious criminal responsibility will face imprisonment.

After the credit card expires, you need to bear criminal responsibility and meet the following conditions.

The first suspicious number is relatively large. For example, you owe me more than 50 thousand yuan, and you won't handle some money every month, so you didn't negotiate with this bank.

Then a long follow-up time will also constitute the crime of criminal fraud of this crime. As for the bank, once you have the evidence related to you, you will file a lawsuit. The court and the economic investigation department need some time to investigate and collect evidence.

If this is true, it will eventually enter the trial procedure, so if you don't appeal, you don't have to worry about going to jail.

If you owe money, you should consider ways to make money. Don't focus on debt all day. I don't think it helps me at all. Only when we make money can we negotiate with the bank to solve the problem.

The secret of success: sufficient reasons, real and effective evidence, and perseverance in communicating with financial institutions.

What is the correct way to deal with overdue credit cards? It should be divided into several steps:

1. Keep good communication with the bank, show that you have a strong willingness to repay, and inform the bank of your real situation. At present, you have been working hard to make money and raise money, so that banks don't worry about your losing contact to collect debts.

2. Don't waste time talking with the bank about exempting interest and liquidated damages in installments within one or two months after the deadline. Banks will basically not agree to such a request. At this time, the bank wants to recover the arrears in full, but it is difficult for the debtor to do so.

After 3.3-4 months, banks must include credit card arrears in the management of non-performing loans, which has a great impact on the assessment of banks. At this time, the bank will negotiate with you to waive overdue interest and installment fee. At this time, you can explain your future repayment plan to the bank, for example, ask the bank to pay the principal in installments and give you more installments with reference to the interest rate of the housing mortgage loan. Most banks can agree to your request.

4. Repay monthly according to the installment plan made by the bank. Pay attention to the first few issues must be returned on time. If you encounter financial difficulties occasionally, you can apply to the bank for a ten-day extension of repayment, or you can waive the penalty interest.

5. Cheer up, try again and make money. At this time, the most important thing is to keep a good attitude and always remind yourself that there is no shame in having overdue debts. Keep your head up wherever you go. First of all, you should respect yourself so that others can respect you.

In fact, many people with overdue credit cards often panic, their mentality is greatly affected, and they are anxious to go to the hospital, so the most important thing is to stay calm after the overdue.

In the face of overdue, we should realize the following points: the bank collectors are not gangsters, they just want to deal with overdue debts with you and will definitely talk to you peacefully; Don't pay too much attention to the credit information after the deadline. No one knows about your credit investigation except the bank review. For debts overdue for five years, the credit stain will be automatically eliminated. Overdue debt is not a heinous crime, and it is not a shame to be known by relatives and friends. Keep hope in life and stand up again. No one can look down on you!