1. Purchase ordinary commodity housing, affordable housing, employee housing, second-hand housing and other housing eligible for provident fund loans, regardless of the size, the loan amount shall not exceed 70% of the total price of the purchased housing; (At present, China Merchants Bank does not accept second-hand housing provident fund loans)
2 for the purchase of hardcover houses or houses that are obviously higher than the average market price, the loan amount shall not exceed 60% of the total price of the purchased houses;
3. Where securities are used as collateral for loans, the loan amount shall not exceed 90% of the face value of securities (RMB); 80% of face value.
4. The maximum loan amount of 4.Xi 'an's housing provident fund is 700,000 yuan, but all loans exceeding 400,000 yuan need special approval, and customers need to provide more credit certificates. The approval authority of the provident fund office is higher, which may delay for a longer time.
6. It shall not exceed 70% of the total purchase price of the house.
Please dial 95555 at 8:30- 18:00, choose 3 customer service -3-3-8, and enter the city where the loan is provided by manual service to learn more about the information needed for the loan.