If the information you prepare is comprehensive and meets the requirements, the loan will be easy to pass. Generally, you need an individual's ID card, household registration book, credit report and personal bank information by stages. Those that meet the requirements may be approved.
At present, China Merchants Bank has personal car consumption loans, which are used to pay for car purchases and cannot lend cash. If a car needs to be purchased through a car dealership, you can confirm whether you have cooperation with China Merchants Bank through the car dealership. If not, you can try to contact the personal loan department at the counter of China Merchants Bank directly to apply for a loan for you. The handling bank needs to specifically review your situation to determine whether it can be handled. The maximum loan amount is 2 million yuan.