Hello, our loan needs to have a clear purpose, and the application rules for different purposes are different. I suggest you log on to the "online customer service" for detailed consultation (website: /cmu/icslogin.aspx? From=bE loan application channel:

Mobile banking: After logging in, select "My → Credit Card → Cash Credit →E-Call for Loan → Apply Now".

Pocket Life: After logging in, select "Card Payment →E Loan" to try to apply, and the system will give the audit results in real time.

Online banking: log in to the popular version or professional version, and select "Credit card → installment financing →E-loan application".

Third, there is no lightning loan in China Merchants Bank's mobile banking?

Hello, the login path of mobile banking APP is: China Merchants Bank Mobile Banking Login Interface-My One Card-Loan Management-My Flash Loan. You can also directly click on the loan application link address in the received "lightning loan" marketing message, log in to the mobile banking webpage, and jump directly to the "lightning loan" loan application page.

"Lightning loan" refers to the personal online loan business that the Bank issues to qualified natural persons, and customers apply for it by themselves through counter channels such as our mobile banking, personal online banking (including popular and professional versions) and online loan special pages, and the retail credit business system of the Bank automatically completes the loan approval and lending. Highlights: "Lightning Loan" has realized a fully automatic loan process integrating online application, automatic approval, online signing and automatic lending.

If you have any questions, please open the homepage of China Merchants Bank www.cmbchina.com Branch.

Click "Online Customer Service" in the upper right corner to enter the consultation.

4. Can China Merchants Bank apply for loans online?

If you have a card of China Merchants Bank, China Merchants Bank has a lightning loan business. You can log in to the mobile banking APP of China Merchants Bank and click "My → All → Loan" to try to apply or inquire whether you meet the application conditions (whether you can get the quota or not depends on the system evaluation results).

Basic conditions for lightning loan application:

1, with China Merchants Bank card;

2. The age of the lender is generally between 23 and 60 years old, and the age plus the loan period is generally not more than 60 years old;

3, have the ability to repay the loan on time, no illegal behavior, good credit.

Tips:

1. After the lightning loan is released, the cash will be released to the designated account. Funds can only be used for normal bulk consumption and transfer, and may not be invested or flowed into the stock market or real estate.

2. Different types of lightning loans have different quota regulations. Generally, the maximum credit line does not exceed 200,000, which is subject to the loan page. The minimum amount of a single withdrawal is 1000, and the maximum amount does not exceed the limit, and it must be an integer multiple of 100.

3. There are two ways to apply for a loan within the lightning loan limit:

(1)15min lending: automatic lending within 5 5- 10/0min, and lending immediately after lending is approved, with SMS notification.

(2) Lending on t 1 day: verify by phone within t1day, and arrange lending after confirming the information. If you don't answer after three times of active contact, the application fails and you need to apply again.

4. When the lightning loan is built, there will be inquiry records on the credit information. If you only successfully established the amount and did not withdraw money: there will be no record of the amount in the credit report; Every subsequent withdrawal, there will be a new loan record in the credit information.