Current location - Loan Platform Complete Network - Bank loan - I bought a shop with a loan of 430,000 yuan, mortgaged for 4 years, with an annual interest rate of 6.37, 4 years' interest of 6.5438+0.8 million, and 6 years' interest of 220,000 yuan.
I bought a shop with a loan of 430,000 yuan, mortgaged for 4 years, with an annual interest rate of 6.37, 4 years' interest of 6.5438+0.8 million, and 6 years' interest of 220,000 yuan.
Equal principal and interest method:

Loan principal: 430,000 yuan, assuming annual interest rate: 6.370% and loan term: 6.

year

The monthly repayment principal and interest payable are:

72,065,438 yuan +0.68 yuan, and the total amount of principal and interest repayment is:

5 18520.96 Yuan, * * * Interest payable:

88,520.96 yuan.

The interest paid in 1 month is: 2282.58.

; The first 1 month principal repayment is: 4919.1; Since then, the monthly interest repayment amount has decreased and the principal has increased. (without considering the adjustment of interest rate in the middle)