Compared with loans, loans are divided into five categories. Bank loans are divided into five categories: normal, secondary, concerned, suspicious and loss!

I suggest you have the loan letter you want.

Bank loan amount:

1) Turnover indicator refers to the indicator for granting loans according to the loan balance-as long as the loan balance does not exceed this indicator, the company is allowed to use it for turnover.

2) One-time indicator is cumulative payment indicator, and the required cumulative loan amount cannot be this indicator. —— Within the index range, the loan cannot be repaid first and then borrowed, and the index cannot be used for turnover.

Details, specific materials that each bank needs to provide, etc.

2. Where can I get a loan for Sesame 599?

1. If the sesame credit score is not less than 600 points and the user meets the requirements, just upgrade your Alipay wallet to the latest version, and you can use the "borrow" loan function in the "wealth" column of Alipay wallet.

2. Borrowing is a consumer credit product under Ant Microfinance. Users with a sesame score of not less than 600 will have the opportunity to use personal consumption loans. According to different scores, users can apply for a loan of up to 50,000 yuan, and the amount applied can be transferred to Alipay balance. The longest repayment period of "borrowing" is 12 months, and the daily interest rate of the loan is 0.045%.

3. Although using Alipay to borrow money is convenient and fast, its interest rate is relatively not low, so remember to overdraw within your own ability to avoid exceeding your repayment ability and adversely affecting your personal credit.

Third, my Alipay sesame score is only 599. Can I borrow money?

At present, the loan is evaluated according to the comprehensive situation of the account and cannot be opened artificially. It is recommended to continue to maintain good credit and wait for notice.

1, Alipay's "borrowing" loan is convenient and fast, but the interest rate is relatively high. Remember to overdraw within your ability to avoid exceeding your repayment ability and adversely affecting your personal credit.

2. The longest repayment period of "borrowing" is now 6 months, and the daily interest rate of the loan varies from 1200 yuan to 1500 yuan.

3. Alipay background is opened randomly according to personal usage.

Fourth, how to borrow sesame credit score 599?

1. If the sesame credit score is not less than 600 points and the user meets the requirements, just upgrade your Alipay wallet to the latest version, and you can use the "borrow" loan function in the "wealth" column of Alipay wallet.

2. Borrowing is a consumer credit product under Ant Microfinance. Users with a sesame score of not less than 600 will have the opportunity to use personal consumption loans. According to different scores, users can apply for a loan of up to 50,000 yuan, and the amount applied can be transferred to Alipay balance. The longest repayment period of "borrowing" is 12 months, and the daily interest rate of the loan is 0.045%.

3. Although using Alipay to borrow money is convenient and fast, its interest rate is relatively not low, so remember to overdraw within your own ability to avoid exceeding your repayment ability and adversely affecting your personal credit.