Submit an application and provide relevant information - the handling bank will conduct a preliminary review in accordance with relevant regulations - the handling bank will conduct a customer credit rating on the applicant - the credit approval department of the bank with the authority to approve will conduct the review - The handling bank shall examine and approve the credit certification business in accordance with the credit authorization authority. After the approval is passed, the handling bank shall sign a credit certification agreement with the applicant. The handling bank shall issue a "Bank Credit Certificate".