At present, there are no purchase restrictions in several areas directly bordering Shanghai, such as Kunshan, Taicang, Wujiang, Qidong, Jiashan, Pinghu and other places; the following are the home purchase policies in these places. Kunshan, Taicang, Wujiang:

House purchase policy:

Remove the 6-month social security restriction, and foreigners can buy a house in Kunshan, Taicang, and Wujiang without any prefix conditions; A bachelor's degree is the same as a local household registration, and you can buy up to 3 houses in Kunshan.

Loan policy:

The down payment for the first loan is 30%; there is a previous loan record and the mortgage has been settled, and the down payment is 30%; there is a previous loan that has not been settled, the down payment is 40%, and there are two Those who have not paid off the mortgage or above cannot get a loan.

Supports provident fund loans in other places. A single person can borrow up to 600,000 yuan, and a family can borrow up to 900,000 yuan. Loans can be combined! Qidong:

Purchase policy: Currently there is no restriction on home registration for non-local residents

Loan policy: 1. If there is no record of housing commercial loans in Nantong or other cities, it is considered a first-time home purchase; 2. In Nantong If the loan for one house in other cities has not been repaid, it will be counted as the second house, and the down payment ratio and interest rate will be calculated based on the second house. The minimum down payment ratio for first-time buyers is 20, and the minimum down payment ratio for second homes is 30. Jiashan, Pinghu:

House purchase policy:

Currently, foreigners can buy a house in Jiaxing; if they meet the following conditions, they can buy up to 3 houses, the same as those with local household registration.

The conditions are as follows:

(1) Labor contract or business license within Jiaxing City; (2) In the Yangtze River Delta region (including: Shanghai City, Jiangsu Province, Anhui Province, Zhejiang Province) Proof of social security payment record. Sales restriction policy: There is no sales restriction for properties below 144 square meters, and can be traded after obtaining the real estate certificate. Sales for properties above 144 square meters are subject to a 2-year sales limit.

Loan policy:

If you don’t have a mortgage under your name, you need to repay 20% of the down payment; if you have a home loan under your name, you need to repay 30% of the down payment; if you have two home loans or more, you need to repay the down payment. , unable to get a loan. In the Yangtze River Delta region, home buyers who have paid the housing provident fund for six months or more normally, and have a bachelor's degree can apply for a provident fund loan in another place. A single person can get a maximum loan of 600,000, and a couple can get a loan of up to 900,000. Combination loans are supported.

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