1, with an industrial and commercial business license, the registration time is 1 year (subject to the registration time of the business license), and the legal representative is between 18 and 65 years old.

2. Working in JD.COM Open Platform for more than 3 months.

3. No serious disciplinary record, good credit record, and the function of "T+ 1 settlement" of Jingdong wallet has not been activated.

1. Application conditions for JD.COM IOUs:

1, you must spend more than six pens in JD.COM Mall to reach bronze membership;

2.JD.COM account must be bound with a bank card.

Second, JD.COM gold bar application conditions:

1. The borrower is a JD.COM IOU user;

2. The borrower's credit record is good and there is no overdue situation.