My mortgage is 234 thousand yuan, and the annual interest rate for 20 years is 5.44. I will repay the principal and interest with the same amount. What is the monthly payment and total interest for 20 years? Please help me find out. Hello,

The loan amount is 234,000 yuan, and the interest rate is 54,400 yuan, with equal principal and interest for 20 years, as follows:

Monthly repayment: 160 1.74 yuan,

Total repayment: 3844 16.85 yuan.

Interest needs to be paid: 1504 16.85.

I hope I can help you.