Of course, full payment is appropriate. After the full payment, there is no interest, no pressure, and it is very relaxed, but I wonder if you have that much money? At present, a house must pay at least 890,000 yuan at a time. Where did the money come from?

If you have money, you don't plan to do business, you don't have a house to live in, and the bank interest is not much, then don't think about it, you must pay in full!

If you are particularly business-minded and want to do business with this money, you can not buy a house first. After all, Ma Yun didn't buy a house when he started his business, so he started his business with money first!

02

If you have no money and need a full loan to buy a house, then I advise you to forget it. Borrow the provident fund if you have it. The interest rate is cheaper than ordinary loans and the interest is less. Compared with ordinary loans, provident fund is more suitable!

Pay the down payment, the loan money can be repaid with the money in the provident fund account, and a little less every month may be enough. It is appropriate to spend a down payment on buying a house!

I don't like advance payment!

How did I buy my first house? Mother-in-law's gift, husband's retirement fee, parents' money. Let's put all the money together. About 400 thousand bought his first house. At that time, the job was unstable and there was no provident fund. The pressure of buying a house with a loan is too great. I chose how much money I have and how big a house I want to buy!

My husband's comrades-in-arms, like us, retired and got married, but they didn't buy a house at that time, but started a business. The maternal and child store opened has been unsatisfactory and lost more than half!

Retired, went to work, took the provident fund, and bought a house with the rest of the money. As a result, under special circumstances, the provident fund disappeared and the company closed down. The mortgage of more than 3,000 yuan per month has become a pressure, and borrowing money everywhere to support the family has made life "difficult"!

Summary:

Full amount, provident fund, see if you are suitable. Doing business can make a fortune. If you have money, is the house still a problem? What can I do without provident fund for what I want to buy? You don't have to pay interest on the full amount, and you can also get a 5% discount. The full amount is definitely suitable, but you have the ability to pay the full amount in advance!