Although naughty value can apply for a credit card, there are not many credit cards that can be handled. At present, only three banks, namely Shanghai Pudong Development Bank, China Guangfa Bank and China CITIC Bank, apply for credit cards, and the number of credit cards they can handle is limited. Only Taobao credit cards can be processed, as follows:
1, Shanghai Pudong Development Bank: If the naughty value is 400, you can apply for the Pudong Dream Card Taobao member credit card. New customers will be exempted from the annual fee for handling the card, and three 150 yuan transactions will be completed before September 30th, or they will be handled by installments. Depending on the membership level, you can get a card payment of up to 188 yuan or a gift with a value of 1000 yuan.
2. Guangfa Bank: You can only apply for Guangfa Taobao cards, including translucent fluorescent ordinary cards and pure black matte gold cards. New customers can apply for a card through the mobile phone Taobao page before 65438+February 3 1, and complete any first brush within 60 days after the activation of the outlets, such as 1 countable points transaction or 1 AliPay transaction. Cards can be sent according to the membership level.
3. CITIC Bank: Only the Taobao card (naughty bag version) of CITIC Bank can be processed, including the platinum card and the gold card of naughty bag. Taobao svip Shenka can use the naughty bag card on Taobao Member Day on the 8th of each month to exchange 9 shares through Alipay Express Trading 1 88 yuan, which can be exchanged for Star Dad mugs, Haagen-Dazs and so on. Free of charge; Every month, Alipay quickly pays 3 99 yuan and above, and enjoys a five-star buffet for two people and one person for free.
Naughty value credit card application is a channel for online credit card application. Although banks will refer to the naughty score when approving credit cards, they will finally decide whether to approve the cards according to the credit status of the applicants. The factors that affect the success rate of card processing include age, marital status, education, occupation, work unit, working years, income level, assets status, liabilities, etc.
In addition, you only need to fill in the application form, but you can't submit financial proof. Therefore, in order to improve the success rate of card handling, you have to work hard on the application form, and you can fill in the information in detail as much as possible, and at the same time, you must ensure the authenticity of the information, which can be exaggerated a little, but not too much. Remember to fill in the correct company address, name, etc.
Conclusion: Therefore, it is ok to get a credit card if Taobao is naughty. But it is limited to Shanghai Pudong Development Bank, China Guangfa Bank and China CITIC Bank. The number of credit cards applied for by Naughty Value is limited, so it is helpful to fill out the application form in detail.