After the car loan is paid off, the customer can directly go to the counter of the off-line business outlet of the handling bank (auto consumption finance company) to find the staff to apply for the Green Paper (vehicle registration certificate), which will generally be placed in the bank (auto consumption finance company) where the customer applies for the loan.

However, some auto consumer finance companies will mail the vehicle registration certificate directly to the customer after the customer pays off the car loan, and the customer does not need to go to the outlet to handle it. Customers just need to wait patiently.

After getting back the vehicle registration certificate, the customer can go to the local vehicle management office with the vehicle registration certificate and the loan settlement certificate issued by the bank (auto consumption finance company), as well as personal ID card, vehicle driving license, driver's license and other materials to understand the charging procedures.

Note: If the car is purchased in a 4S shop with car release service, the auto consumption finance company may send the vehicle registration certificate to the 4S shop after the customer settles the car loan, and the 4S shop will return the vehicle registration certificate to the customer after the staff of the 4S shop helps the customer to release the car.

Extended data:

Mortgage loan issuance process:

1. The borrower needs to go to the loan bank to handle the loan settlement certificate and get the property ownership certificate. The loan bank will affix its official seal and indicate: the mortgage has been paid off and it is agreed to cancel the mortgage;

2. The real estate owner needs to go through the mortgage cancellation registration procedures with the original real estate license, other warrants and ID cards, stamp the property certificate and indicate the cancellation date;

3. If the borrower handles the mortgage lender-to-revolving account before handling the loan and finds a guarantee company as a guarantee, then after the mortgage is paid off, it is necessary to handle the guarantee procedures and return the corresponding guarantee deposit.

Automobile loan granting process:

1. Contact the bank, auto financing company or guarantee company that handles the loan;

2. Go through the settlement procedures and obtain the motor vehicle registration certificate;

3. To apply for cancellation of mortgage registration at the vehicle management office, the identity certificate and photocopy of the motor vehicle owner and mortgagee, the repayment certificate issued by the bank or guarantee company and the motor vehicle registration certificate shall be provided.

It is worth noting that after the mortgage and car loan are paid off, if the mortgage formalities are not handled, then the house and car do not belong to the borrower, but they still belong to the lending institution.

What information do I need to carry when I go to the bank to decompress my mortgage?

After paying off the mortgage, the customer should first bring his personal ID card, repayment bank card and purchase contract to the counter of the business outlet of the loan handling bank to find the staff to issue the loan settlement certificate and get back other warrants.

Then the customer needs to bring the loan settlement certificate, other warrants, personal ID card, house title certificate and other materials to the local housing authority to understand the mortgage procedures and cancel the house mortgage registration (please call customer service first for details).

It should also be noted that if you don't have time to go through the formalities of understanding the pledge, you can find someone to handle it on your behalf, but the client needs to bring his ID card and the power of attorney issued by the notary office in addition to the above information.

After the house is released, it belongs entirely to the customer himself. If the car loan is released, the steps are similar. First, bring your ID card, car purchase contract and repayment bank card to the bank or auto financing consumer company to issue a loan settlement certificate and get back the vehicle registration certificate. Then bring the vehicle registration certificate and loan settlement certificate, as well as personal ID card and vehicle driving license to the local vehicle management office for release.

Where to put the car loan after it is paid off?

After paying off the vehicle loan, the owner needs to go to the vehicle management office for release. Because the borrower, that is, the owner, registered the mortgage at the vehicle management office when purchasing the loan vehicle, the mortgage of the loan should also be lifted at the vehicle management office. The following is the information about auto loan: 1, meaning: auto loan is the full name of "auto loan" in "mortgage auto loan", also called auto consumption loan and auto mortgage. Refers to the loan issued by the lender to the borrower who applies for buying a car. Of course, only car owners who meet the requirements of the loan object can become borrowers, that is, they must be permanent residents of the place where the loan bank is located and have full capacity for civil conduct. Only car owners who meet the above conditions can become borrowers of car loans. 2. Term: Generally, the term of the automobile consumption loan is 1-3 years, and the longest is no more than 5 years.

How to cancel the mortgage after the vehicle loan is paid off?

First, the lending process after the vehicle loan is paid off.

After paying off the car loan, the customer needs to go to the vehicle management office where the vehicle is registered to go through the formalities of dropping off the car. The vehicle release process is as follows:

1, get the motor vehicle registration certificate back. After the car loan is settled, the customer must go to the lending institution to retrieve the motor vehicle registration certificate. Without this certificate, the customer can't handle the car mortgage business. Customers can collect it themselves or ask the lending institution to mail it.

2. Require the lending institution to issue a loan settlement certificate. In some areas, vehicle management offices need customers to provide proof of car loan settlement when handling mortgage business, and customers can ask lending institutions to issue proof in case of emergency.

3. Take the relevant materials to the vehicle management office to understand. Materials to be provided for vehicle release include motor vehicle registration certificate, loan settlement certificate, owner's ID card, driving license, etc. Customers need to follow the notice of the local vehicle management office.

What customers need to pay attention to here is that customers don't have to bring good information to the vehicle management office to handle business. If the customer has no time, he can also issue a power of attorney to entrust others to help with the vehicle formalities.

4. The vehicle management office shall handle relevant business after sorting out the materials. Generally speaking, as long as there is no problem with the customer's information, the vehicle management office will complete the escort business on the same day, and the customer will wait patiently.

In addition, vehicle release can only be handled on weekdays, and the vehicle management office will not handle parking business on holidays. Customers need to arrange their time reasonably.

5. After the mortgage is lifted, the customer can ask the lending institution to dismantle the GPS. In order to protect their rights and interests, some lending institutions will install some positioning equipment on vehicles. After the customer pays off the loan and cancels the mortgage, he can ask the lending institution to take it down. Of course, not all lending institutions will do this. Customers can consult first.

How to lend money after the car loan is paid?

After the second-hand car loan expires, the loan has been repaid. Go to the bank to open a settlement certificate first, and then go through the formalities of canceling the mortgage.

Pay off the car loan.

Although the car loan has been paid off, this car doesn't belong to you yet! There are still a few things to do:

1. Contact the loan bank or financial institution and get the return certificate (vehicle registration certificate) and the loan settlement certificate;

2. Go to the vehicle management office to cancel the loan mortgage (it must be cancelled at the vehicle registration place, not in another place);

What do I need to bring to release the mortgage?

1. Owner's ID card;

2. Motor vehicle registration certificate;

3 loan settlement certificate issued by the loan company (or bank);

4. Original business license of the loan company (or bank);

5. If the loan company (or bank) does not send staff to help lift the mortgage, it also needs a power of attorney issued by the loan company (or bank) to the owner.

After paying off the loan, you must do the above, otherwise the car will not belong to you even if you buy it, so as to avoid endless troubles.

After everyone pays off the car loan, the procedures that need to be handled are relatively simple, mainly for mortgage cancellation. The main process is:

1. Go to the loan bank to get the vehicle registration certificate, get the organization code certificate (with official seal) provided by the loan bank and the power of attorney to entrust the owner to handle the mortgage cancellation business.

2. Take the above materials, as well as my ID card, loan settlement instructions, driving license, driving license purchase invoice, and go to the local vehicle management office to go through the car release procedures.

Matters needing attention

1. If the beneficiary of your auto insurance is a bank or a car loan company, you need to change the beneficiary after completing the mortgage cancellation procedures.

2. If the car you bought was installed with GPS by the lending institution before, you must remember to remove the GPS.

At present, the mortgage cancellation procedures need to be handled by the owners themselves, which everyone should know.

Everyone must prepare the information in advance before going through the formalities.