It is recommended to choose Baidu Qianhua: Qianhua is a credit service product of Baidu, which can meet the capital demand of your daily consumption turnover. Pure online application, no mortgage, simple application materials, 30 seconds for approval, the fastest three minutes for lending, and the highest is 200,000. Repayment can be made in installments, up to 36 installments (three years), and the interest rate is determined by the system according to the comprehensive situation of users, with a minimum of 0.0 1%. It can be repaid in advance, and the loan can be recycled after repayment.