(1) permanent residence of urban residents with full capacity for civil conduct or valid identity documents at the age of 18, and the age of the lender required for bank loans is generally between 18-60;

(2) have a stable legal income and the ability to repay interest;

(3) Other conditions required by the lending bank.

But if you want to apply for a small loan, I suggest that you can choose a formal credit platform. Qianhua APP is a big brand of Baidu's credit service, which can meet the capital needs of your daily consumption turnover. Pure online application, no mortgage, simple application materials, 30 seconds to approve, the fastest three minutes to lend money, up to 300 thousand.

This answer is provided by Fuguihua, I hope it will help you. As the credit brand of Xiaoman Finance (formerly Baidu Finance), Youyouhua provides users with convenient, fast and safe Internet credit services.