When there is no credit card or goods do not support credit card installment, the role of Tmall installment is highlighted. However, after using Tmall staging, friends began to worry about repayment. I don't know when the repayment date is, what the interest rate is, and how to repay it. What should I do if the repayment is overdue? Will it affect the credit record? Is it more convenient to repay in that way?

1, Tmall installment repayment rules

Tmall pays 0 down payment in installments, supports 3, 6 and 9 installments, and enjoys 0 handling fee for 3 installments. The repayment date of each member in Tmall installment is different, and the system will automatically generate it. It will remind repayment in the form of short message, Want Want and letter in the station. If it is overdue, there will be expenses.

2. Tmall installment repayment method

Method 1: Automatic repayment: support Alipay balance, Yu 'ebao (deduction requires Yu 'ebao consumption withholding) and fast binding debit card (Bank of Communications and Postal Savings Bank are not supported for the time being);

Method 2: active repayment.

Log in to Tmall to buy baby-Tmall installment bill for repayment.

Login to Alipay, application center-enter online shopping repayment for repayment.

Tips: Fast withholding of savings cards of Bank of Communications and Postal Savings Bank is not supported at present. After using Tmall installment payment, if the order needs to be refunded, it can be refunded in the normal way.