In addition, what should I do if I repay at the latest on the repayment date? According to the official of Doudou Money, the deduction time of Doudou Money is not fixed, and it may be deducted before 24: 00 on the repayment date, which means that it cannot exceed 24: 00 on the repayment date. However, Bian Xiao suggests that you deposit enough repayment amount in your bank card 1 day in advance to avoid the failure of deduction.
Generally speaking, someone will contact you two or three days after the bean money is overdue. At this time, you must pay back. If you don't return it, you will be reported to the credit bureau by Douqian. So there is a certain grace period after the bean money is overdue. However, it is best not to overdue the pea money, because it needs to pay overdue penalty interest and other expenses, so it is best to repay it on time, and you can get a sum of money when you repay it on time.
Although Doudou money is a small loan product, it will be collected at the loan meeting, so try not to overdue it.
If Doudou money is overdue for one day, you will get credit information, because Doudou money has been fully connected to the central bank's credit information and will truthfully report the user's loan and repayment. Your overdue information will be reported as soon as possible, so don't be overdue on the bean money, otherwise it will affect your credit.
Borrowing money from peas is definitely a credit report, so after borrowing money from peas, you need to repay it on time or in advance to ensure that it is not overdue.
1. You need to pay overdue penalty interest and other fees. The longer the overdue time, the higher the payment fee;
2. It will be vigorously collected by the collection personnel arranged by Doudou Money, which will disturb the life and work of the borrower;
3. Have a bad credit record. The lender of Doudou Money is a regular loan company, which has docked with the central bank's credit information system and made personal overdue reports in accordance with the credit information management regulations;
4. If the amount is too large, you will be sued by Doudou Money. The court will force repayment or pay off debts with assets. If the borrower refuses to implement it, it will be blacklisted for dishonesty.