Legal subjectivity:

According to the loan contract and agreement signed between the lending bank and the borrower, the borrower should repay the loan on a monthly basis in the next month after the loan is issued. While the borrower entrusts the lending bank to repay the principal and interest of the loan every month through savings cards and passbook deductions, the borrower should also entrust the provident fund center and the lending bank to withdraw the housing provident fund of himself and his spouse every month and transfer it to the borrower's housing provident fund card bank savings account. As the withholding funds for repaying the principal and interest of the loan next month, the provident fund center will directly transfer the housing provident fund paid by you and your spouse to your loan bank card every month, and directly use the balance of the housing provident fund account of yourself and your spouse to repay the provident fund loan in advance. While the borrower entrusts the lending bank to repay the principal and interest of the loan every month through savings cards and passbook deductions, the borrower should also entrust the provident fund center and the lending bank to withdraw the housing provident fund of himself and his spouse every month and transfer it to the borrower's housing provident fund card bank savings account. As the withholding funds for repaying the principal and interest of the loan next month, the provident fund center will directly transfer the housing provident fund paid by you and your spouse to your loan bank card every month, and directly use the balance of the housing provident fund account of yourself and your spouse to repay the provident fund loan in advance. Legal objectivity:

Article 24 of the "Housing Provident Fund Management Regulations" If an employee has any of the following circumstances, he or she may withdraw the balance in the employee housing provident fund account: (1) Purchase, construction, renovation, or overhaul Those who live in their own homes; (2) Retired or retired; (3) Those who have completely lost their ability to work and terminated their labor relations with their units; (4) Those who left the country to settle; (5) Those who repay the principal and interest of the home purchase loan; (6) The rent exceeds A prescribed proportion of family wage income. In accordance with the provisions of items (2), (3) and (4) of the preceding paragraph, when the employee housing provident fund is withdrawn, the employee housing provident fund account shall be canceled at the same time. If an employee dies or is declared dead, the employee's heirs or legatees can withdraw the balance in the employee's housing provident fund account; if there is no heir or legatee, the balance in the employee's housing provident fund account will be included in the appreciation income of the housing provident fund.